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$154,900

638 N JEFFERSON AVENUE UNIT 15, SARASOTA, FL 34237

3D Tour
Active63 days on market

Beds

2

Baths

2

Sq Ft

924 sq ft

Year Built

1998

Lot Size

—

Garage

—

About This Property

End Unit! Welcome to the single story condo that lives as a villa. This property features 2 bedrooms, 2 bathrooms, and an open-concept layout with tile plank flooring. The kitchen has been fully updated and features quartz countertops, tile backsplash, and is equipped with matching stainless steel appliances, and wood cabinetry. Both bathrooms have been updated, featuring a bathtub in one and a walk-in shower in the other. Additional interior features include an in-unit laundry closet and an enclosed patio accessible from the living room and the master suite. Situated within a pet-friendly community, the property offers a private backyard view and access to local neighborhood grounds. Association fees cover water, cable, exterior maintenance, grounds maintenance, and much more.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4702023
StatusActive
Year Built1998
Stories1
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionBERMUDA PARK
CountySarasota
OwnershipCondominium

Interior Features

InteriorNinguno
FlooringCarpet, Ceramic Tile
AppliancesNone
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$154,900
Original Price$179,900
Annual Taxes$3,117 (2025)
ZoningRMF2
Parcel #2028071015

Directions

Head south on I-75 S Take exit 210 to merge onto FL-780 W/Fruitville Rd toward Sarasota/St Armands Turn right onto N Jefferson Ave Turn right to stay on N Jefferson Ave

Location

638 N JEFFERSON AVENUE UNIT 15, SARASOTA, FL 34237

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedAugust 4, 2026

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Home Price

$154,900

20% ($30,980)
6.75%

Loan Term

Principal & Interest$804
Property Tax (est.)$142
Insurance (est.)$150
Total Monthly$1,096
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How to Buy This Home

Multiple financing options available for this $154,900 home in SARASOTA.

🏛️

FHA Loan

$5,422 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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