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$199,900

1241 S MARTIN LUTHER KING JR AVENUE UNIT 104, CLEARWATER, FL 33756

3D Tour
Active61 days on market

Beds

2

Baths

2

Sq Ft

1,120 sq ft

Year Built

1985

Lot Size

—

Garage

—

About This Property

Welcome to this beautifully renovated, move-in-ready condominium offering comfort, style, and an unbeatable Clearwater location. Thoughtfully redesigned from top to bottom, this inviting home features a functional floor plan with spacious living areas filled with natural light, creating the perfect setting for both year-round living and a seasonal retreat. The home has been extensively updated throughout, including a completely remodeled kitchen with stainless steel appliances, beautifully renovated bathrooms, new tile flooring, modern lighting throughout, updated HVAC, and newer windows. The beautifully updated kitchen offers ample cabinetry and counter space, while the generously sized living area provides a warm and welcoming space to relax or entertain. A versatile bonus flex room is ideal for a home office, hobby room, reading nook, or additional living space. An added convenience is the private indoor laundry area, providing everyday functionality and extra storage. The spacious bedroom offers a comfortable and peaceful retreat. Located in the desirable Sunshine Terrace 55+ community, residents enjoy a relaxed, low-maintenance lifestyle with amenities that include a heated community pool, clubhouse, and convenient elevator access. Ideally situated just minutes from world-famous Clearwater Beach, shopping, dining, parks, medical facilities, and major roadways, this home offers the perfect combination of convenience and coastal living. Whether you're searching for a full-time residence or a winter getaway, this exceptional condo is ready for you to move in and enjoy.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4702049
StatusActive
Year Built1985
Stories5
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUNSHINE TERRACE CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
WindowsENERGY STAR Qualified Windows
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting, Sidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityYes

Financial Details

List Price$199,900
Annual Taxes$3,099 (2025)
Parcel #222915884142410104

Directions

From US-19, take Gulf to Bay Boulevard (SR 60) west toward Clearwater and turn south onto S Martin Luther King Jr. Avenue. Continue to the community, where Unit B104 is located within the complex.

Location

1241 S MARTIN LUTHER KING JR AVENUE UNIT 104, CLEARWATER, FL 33756

Listing Information

OfficeFINE PROPERTIES
ListedAugust 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,900

20% ($39,980)
6.75%

Loan Term

Principal & Interest$1,037
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,370
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How to Buy This Home

Multiple financing options available for this $199,900 home in CLEARWATER.

🏛️

FHA Loan

$6,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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