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$685,000

3023 BERMUDA SLOOP CIRCLE, RUSKIN, FL 33570

3D Tour
Active59 days on market

Beds

4

Baths

4

Sq Ft

2,984 sq ft

Year Built

2024

Lot Size

0.06 acres

Garage

2

About This Property

This exclusive 4-story townhome with private elevator is in the newer Antigua Cove of the South Shore Yacht Club Community, composed of only 10 townhomes, with the remaining area made up of single-family homes, many with waterfront lots with private docks. Each of the four stories are accessible via the elevator and provides owners a variety of living spaces for total flexibility and enjoyment. Entering the unit from either the spacious 2-car garage or front door, owners and guests can enjoy a small, open multi-purpose area, a guest room/bedroom with covered patio, and a full bathroom. You can take stairs or the elevator to the second level, with a beautiful open kitchen, with a large island, dining and living areas that open to a balcony, plus a convenient half bath. Rest and relaxation are the focus of the third level, which contains the primary bedroom with a large, en-suite bathroom, two additional bedrooms, a third full bathroom, plus a laundry room with washer/dryer and plenty of storage space. Take the stairs or the elevator to the top floor, for your own private gathering/entertainment space, with great views and connection for an outdoor tv/media space and plumbed for an outdoor kitchen if desired. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ deep-water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or just enjoy being outside on one of your balconies, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay – you can enjoy it all, plus have the added benefit of a more intimate experience when you live in the townhomes of Antigua Cove at Southshore Yacht Club!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4702198
StatusActive
Year Built2024
Stories4
Total Rooms9
ConstructionBlock
RoofMetal
FoundationSlab
FacesSouth
SubdivisionANTIGUA COVE PH 1A
CountyHillsborough
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Crown Molding, Elevator, High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Pest Guard System, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringEngineered Hardwood, Tile
AppliancesDishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
WindowsBlinds, Window Treatments
CoolingCentral Air, Zoned
HeatingCentral, Electric, Zoned
SecurityGated Community

Exterior & Lot

ExteriorBalcony, French Doors, Irrigation System, Playground, Rain Gutters, Sidewalk
Lot Size0.06 acres (2,124 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone, In County, Landscaped, Near Marina
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$928 / Monthly
Senior CommunityNo

Financial Details

List Price$685,000
Annual Taxes$12,010 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningAE
Parcel #U013218D0J001B000003B.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

I-75 to Exit 240, Hwy 674 west/Ruskin approx. 3 miles. Turn right (north) onto US Hwy 41. Turn left (west) at the traffic light onto Shell Point Rd., continue for approx. 2 miles. At the stop sign turn right (north) onto 32nd St. NW to enter Little Harbor. Continue straight after the stop sign onto Seagrape Drive, past the in-water boats and Little Harbor Marina high and dry storage building to the Antigua Cove gate. After passing through the gate, immediately turn left onto Bermuda Sloop; 3023 is the second townhome in the first building on the right.

Location

3023 BERMUDA SLOOP CIRCLE, RUSKIN, FL 33570

Listing Information

OfficeSHOWTIME REALTY
ListedAugust 8, 2026

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Home Price

$685,000

20% ($137,000)
6.75%

Loan Term

Principal & Interest$3,554
Property Tax (est.)$628
Insurance (est.)$150
Total Monthly$4,332
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $685,000 home in RUSKIN.

🏛️

FHA Loan

$23,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.

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