$422,500
3436 97TH LANE E, PALMETTO, FL 34221
Beds
4
Baths
3
Sq Ft
2,780 sq ft
Year Built
2013
Lot Size
0.11 acres
Garage
2
About This Property
Welcome to your dream Florida retreat in the highly desirable Gillette Grove community! This spacious 4-bedroom, 2-bathroom single-family home offers the ideal combination of comfort, functionality, and low-maintenance coastal living in fast-growing Palmetto—complete with an installed home security system for added peace of mind. Step inside to an inviting layout filled with natural light, where beautiful first-floor tile flows throughout the main living spaces. Designed for easy everyday living with distinct functional zones, the layout features comfortable living areas and a practical kitchen equipped with a spacious pantry for maximum organization. The thoughtful floor plan also includes an interior hallway laundry area conveniently located right off the garage entry, alongside durable, low-maintenance finishes throughout.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
I-75 to Exit 229 (Moccasin Wallow Rd). Head west on Moccasin Wallow Rd for approx. 2 miles. Turn right into Gillette Grove on 34th Dr E, turn right onto 97th Ln E, and follow around to 3436 97th Ln E on your left.
Location
3436 97TH LANE E, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$422,500
Loan Term
How to Buy This Home
Multiple financing options available for this $422,500 home in PALMETTO.
🏛️
FHA Loan
$14,788 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,125 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.