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$639,000

12396 W STANDISH DRIVE, HOMOSASSA, FL 34448

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,048 sq ft

Year Built

1985

Lot Size

0.12 acres

Garage

1

About This Property

Waterfront Living in Old Homosassa with direct access to the Gulf of Mexico or the fresh water springs! This elevated 2-bedroom, 2-bathroom home boasts an impressive 165 feet of waterfront with breathtaking open water views. The main living quarters are upstairs, offering a bright and airy living space, granite countertops in the kitchen & a large bedroom & bathroom. The downstairs features an additional bedroom and bathroom—perfect for guests, extended family, or a rental opportunity. Whether you’re seeking a serene retreat, an investment property, or a short-term vacation rental, this home checks all the boxes. Located in Old Homosassa, you can navigate your boat or ride your golf cart to many local waterfront tiki bars and restaurants. Enjoy fishing, kayaking & scalloping or swim with our manatees! Public boat ramp is nearby too! Fall in love with the charm of Homosassa & pack your flip-flops and fishing poles to make this waterfront paradise yours today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4702430
StatusActive
Year Built1985
Stories2
Total Rooms3
ConstructionBlock
RoofMetal
FoundationSlab
FacesEast
SubdivisionRESTVIEW RETS UNIT 01
CountyCitrus
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorOther
FlooringLaminate, Tile
AppliancesDryer, Electric Water Heater, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.12 acres (5,293 sq ft)
Lot Dimensions165 x 103
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$639,000
Annual Taxes$5,861 (2025)
FinancingCash, Conventional
ZoningCLRMH
Parcel #17E20S070010000A00340

Directions

From the Corner of Yulee Dr and Mason Creek at the Homosassa Elementary school drive 1.7 miles down Mason Creek to Standish and turn right, follow Standish 1/2 mile to home.

Location

12396 W STANDISH DRIVE, HOMOSASSA, FL 34448

Listing Information

OfficeSAIL HOME REALTY
ListedSeptember 3, 2026

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Home Price

$639,000

20% ($127,800)
6.75%

Loan Term

Principal & Interest$3,316
Property Tax (est.)$586
Insurance (est.)$150
Total Monthly$4,051
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How to Buy This Home

Multiple financing options available for this $639,000 home in HOMOSASSA.

🏦

Conventional

$31,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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