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$599,000

5118 ROCKY COAST PLACE, PALMETTO, FL 34221

3D Tour
Active46 days on market

Beds

5

Baths

3

Sq Ft

2,601 sq ft

Year Built

2022

Lot Size

0.13 acres

Garage

2

About This Property

MUST SEE in the desirable Silverstone community. Stunning 5-bedroom, 3-bath, PLUS DEN/OFFICE, PLUS LOFT, over 2,600sqft, 2-car garage, and exceptional water view. This property has custom finishes throughout. Inside the home, one of the most impressive features is the extensive professional organization and storage throughout. Virtually every closet and storage area has been upgraded by Dream Closets, including all bedroom closets, primary suite closets, linen closets, bathroom closets, and smaller storage spaces. Custom cabinetry, drawers, shelving, hampers, doors, and hanging systems maximize every inch of usable space. The professionally designed Dream Closets home office offers built-in cabinetry and dedicated storage for a polished, functional work-from-home environment, while the custom mudroom creates an organized everyday drop zone for the entire family. The custom pantry is equally impressive, featuring extensive shelving, integrated drawers, and rounded corner shelving designed to maximize your space. The main living area features a substantial custom-built entertainment center with integrated fireplace, custom cabinetry, built-ins, and an upgraded granite countertop, creating a stunning architectural focal point. Throughout the home, you’ll find tile flooring across the entire first floor (except bedroom), upgraded ceiling fans in the bedrooms and living room, an upgraded kitchen/dining chandelier, custom cabinetry, and numerous additional built-in enhancements. Bathrooms have also been thoughtfully upgraded, including sliding glass shower enclosures in both secondary bathrooms, an upgraded double-door glass shower enclosure in the primary suite, and upgraded toilets throughout. Discover your own private backyard oasis overlooking a serene pond, where breathtaking sunsets create the perfect backdrop for relaxing and entertaining. The professionally upgraded landscaped front and rear yards feature: palms, plants/mature shrubs, stone/rock accents, custom concrete curbing, and upgraded St. Augustine sod. Fenced in backyard provides privacy with professionally installed french drainage systems on both sides of the home to help direct water toward the rear and away from the home. SALT WATER pool with travertine-paver (40’×30’) entertaining area with a 5’ sun shelf, 2 bubblers, LED color-changing lighting, and an electric pool heater. A pergola offering shade while still allowing you to enjoy the Florida sunshine. Stone framing the pool area, creating a resort-style setting. Custom 12’×24’ screened lanai with ceiling fan and electrical for TV. Black steel spiral staircase leads to the private upper-level deck, creating an incredible multi-level outdoor retreat. From the elevated balcony, enjoy panoramic views of the sunsets or watch Fourth of July and New Year’s fireworks from home. This outdoor living is designed to feel like a private resort. Garage has overhead storage racks, a slat wall storage system, and additional organization designed to maximize storage. Thoughtful design, and exceptional attention to detail have transformed from builder-grade into a truly elevated home. A rare home opportunity offering luxury, functionality, privacy, and an unforgettable Florida lifestyle, all in one extraordinary home. Amenities include: pool, playground, and dog park. Minutes from I-75. Easy access to Skyway/St Pete, Tampa and some of Florida’s best beaches. NO FLOOD ZONE! LOW HOA & CDD IN TAXES! Schedule Today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4702592
StatusActive
Year Built2022
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionSILVERSTONE NORTH
CountyManatee
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Drapes, Low-Emissivity Windows, Rods
CoolingCentral Air
HeatingCentral, Heat Pump
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, French Doors, Hurricane Shutters, Irrigation System, Rain Gutters, Sidewalk
FencingFenced, Other
Other StructuresOther
Lot Size0.13 acres (6,000 sq ft)
Lot FeaturesLandscaped, Sidewalk
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, Heated, In Ground, Lighting, Salt Water, Tile

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$124 / Monthly
Senior CommunityNo

Financial Details

List Price$599,000
Original Price$625,000
Annual Taxes$6,833 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-R
Parcel #716920059

Schools

ElementaryJames Tillman Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From I-75 S, take exit 229 toward Parrish. Keep right at the fork, follows signs for US-41 and merge onto 97th St. E / Mocassin Wallow Rd./Moccassin Wallow Rd continue west for 1.3 miles until you reach 36th Ave. E / Ellenton Gillette Rd. Head south for approx. 2.9 miles and the community will be on your left.

Location

5118 ROCKY COAST PLACE, PALMETTO, FL 34221

Listing Information

OfficeBETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE
ListedAugust 21, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$599,000

20% ($119,800)
6.75%

Loan Term

Principal & Interest$3,108
Property Tax (est.)$549
Insurance (est.)$150
Total Monthly$3,807
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $599,000 home in PALMETTO.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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