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$219,900

1220 12TH AVENUE W, PALMETTO, FL 34221

Active49 days on market

Beds

2

Baths

2

Sq Ft

804 sq ft

Year Built

1958

Lot Size

0.16 acres

Garage

,

About This Property

*******$30,000 PRICE DROP******* NEW ROOF 2024! Welcome to Palmetto Gardens! This home is conveniently situated just west of the trail. This charming neighborhood is in close proximity to downtown and provides easy access to I-75 and other major roadways. Don't miss out on this fantastic opportunity to own a property in Palmetto Gardens. This Home features two spacious bedrooms and two bathrooms, along with a generous backyard, ensuring plenty of outdoor space. Plus, it's not located in a flood zone, offering peace of mind.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4702674
StatusActive
Year Built1958
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationCrawlspace
FacesWest
SubdivisionPALMETTO GARDENS REV
CountyManatee
OwnershipFee Simple

Interior Features

InteriorOther, Thermostat
FlooringLaminate
AppliancesMicrowave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Lot Size0.16 acres (7,000 sq ft)
Lot Dimensions50 x 140
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$219,900
Original Price$259,900
Annual Taxes$531 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS4
Parcel #2666500000

Directions

Take I-75 to US-301 S in Ellenton. Take exit 224 from I-75 S, continue on US-301 S Drive to 12th Ave W.

Location

1220 12TH AVENUE W, PALMETTO, FL 34221

Listing Information

OfficeFIDATA REAL ESTATE LLC
ListedAugust 11, 2026

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Home Price

$219,900

20% ($43,980)
6.75%

Loan Term

Principal & Interest$1,141
Property Tax (est.)$202
Insurance (est.)$150
Total Monthly$1,493
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How to Buy This Home

Multiple financing options available for this $219,900 home in PALMETTO.

🏛️

FHA Loan

$7,697 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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