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$268,900

2625 TERRA CEIA BAY BOULEVARD UNIT 206, PALMETTO, FL 34221

3D Tour
Active64 days on market

Beds

3

Baths

2

Sq Ft

1,349 sq ft

Year Built

1997

Lot Size

1.61 acres

Garage

,

About This Property

Move-in ready Florida retreat! This end-unit, 3BR/2BA condo in the sought-after Palms of Terra Ceia Bay offers light-filled interiors, updated light cabinetry, granite countertops, and NEW LVP flooring in the living room and bedrooms (2025). Enjoy peaceful morning coffee and birdwatching from your private balcony overlooking mangrove-lined waters and Terra Ceia Bay. Complete with assigned under-building parking and a storage unit right outside your door. **Estuaries 2 is in excellent financial and structural standing, with both the Milestone Report and SIRS Study on file.** Resort-style community amenities include a heated pool, 500' fishing pier, mangrove boardwalk, grilling areas, and a public clubhouse with a tiki bar. Optional golf, pickleball, tennis, and fitness memberships are also available on-site! Quick access to I-75, I-275, and Hwy 41 puts St. Pete, Sarasota, Tampa, and gulf beaches just minutes away. Schedule your private tour today and start living the Florida lifestyle!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4702724
StatusActive
Year Built1997
Stories8
Total Rooms6
ConstructionStucco
RoofBuilt-Up, Concrete
FoundationSlab
FacesNorthwest
SubdivisionTHE ESTUARIES II
CountyManatee
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Sliding Doors, Storage
Lot Size1.61 acres (70,031 sq ft)
Lot FeaturesNear Golf Course
Road SurfaceAsphalt
ViewPark/Greenbelt, Trees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$268,900
Annual Taxes$5,717 (2025)
FinancingCash, Conventional
ZoningPDH
Parcel #2412712107

Schools

ElementaryPalmetto Elementary-MN
MiddleLincoln Middle
HighPalmetto High

Directions

From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate go all the way toward the water to the last high rise on the right "Estuaries 2" park out front and take elevator to 2nd floor

Location

2625 TERRA CEIA BAY BOULEVARD UNIT 206, PALMETTO, FL 34221

Listing Information

OfficeBRIGHT REALTY
ListedAugust 15, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$268,900

20% ($53,780)
6.75%

Loan Term

Principal & Interest$1,395
Property Tax (est.)$246
Insurance (est.)$150
Total Monthly$1,792
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $268,900 home in PALMETTO.

🏦

Conventional

$13,445 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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