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$849,900

13951 HARBOR VIEW DRIVE, SEMINOLE, FL 33776

3D Tour
Active56 days on market

Beds

4

Baths

3

Sq Ft

2,272 sq ft

Year Built

1994

Lot Size

0.23 acres

Garage

—

About This Property

If you’ve been waiting for the right moment to make your move in Seminole, this is it. Tucked away on a cul-de-sac in the sought-after Crossing at The Narrows, this 4-bedroom, 3-bathroom residence is a refreshing departure from the standard Florida floor plan. It’s rare to find a home with this much genuine character and Intracoastal views—especially one priced so competitively and in total alignment with current market value. The charm begins the moment you pull up to the expansive wraparound porch, the perfect spot for a morning breeze. Inside, the home feels vibrant and completely move-in ready thanks to a suite of recent updates, including fresh interior and exterior paint, new luxury flooring, and updated ceiling fans. The living spaces are anchored by a cozy wood-burning fireplace, while elegant French doors and hardwood details add a layer of warmth you just don't find in newer builds. The true "wow" factor awaits upstairs on the private observation deck. It’s an incredible vantage point for watching the colors change over the Intracoastal Waterway—your new favorite spot for sunset drinks or quiet coffee. Outside, the property continues to impress with a sprawling backyard. Whether you’re dreaming of a lush tropical garden, an expansive outdoor kitchen, or a future pool, there is more than enough room to bring that vision to life. The lifestyle here is hard to beat. You’re positioned near the end of the peninsula, just a quick trip across the bridge to the white sands of Indian Shores and the Gulf beaches. With waterfront dining, boating, and local parks just minutes away, you get the peace of a secluded cul-de-sac without sacrificing convenience. This isn't another cookie-cutter house; it’s a home with soul, views, and a price tag that makes sense in today’s market. Experience the difference for yourself—check out the property video and schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4702752
StatusActive
Year Built1994
Stories3
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationStilt/On Piling
FacesSouth
SubdivisionCROSSING AT THE NARROWS
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Other, Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony
Lot Size0.23 acres (10,014 sq ft)
Lot Dimensions69 x 150
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$849,900
Annual Taxes$6,638 (2024)
ZoningRPD-5
Parcel #303015196800000053

Schools

ElementaryBauder Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

Park Blvd West of Oakhurst- Left on 138th St.., Right on 77th Ave., Left on 140th Ave and Left on Harbor View to address.

Location

13951 HARBOR VIEW DRIVE, SEMINOLE, FL 33776

Listing Information

OfficeCOLDWELL BANKER SARASOTA CENT.
ListedAugust 12, 2026

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Preferred Time

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Home Price

$849,900

20% ($169,980)
6.75%

Loan Term

Principal & Interest$4,410
Property Tax (est.)$779
Insurance (est.)$150
Total Monthly$5,339
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Nearby Schools

Financing a Luxury Home

Specialized financing for this $849,900 property in SEMINOLE. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$84,990 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$127,485 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$169,980 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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