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$450,000

1020 SUN N SEA DRIVE UNIT 102, SARASOTA, FL 34242

3D Tour
Active64 days on market

Beds

1

Baths

1

Sq Ft

524 sq ft

Year Built

2009

Lot Size

1.43 acres

Garage

,

About This Property

Lender paid 1-0 Buydown Interest Rate by using our preferred lender! Welcome to your own slice of paradise at the Beach Club at Siesta Key! This beautifully furnished 1-bedroom, 1-bathroom condo offers a chic, modern resort-style retreat just steps from the world-famous white-sand beaches of Siesta Key. Located in Building B, this turnkey residence features a full kitchen with stainless steel appliances and stylish stainless-accented cabinetry, a spacious living area, in-unit laundry, and a beautifully updated bathroom with a walk-in glass shower. Freshly painted in 2025 and offered fully furnished, this condo is ready to enjoy as a personal beach getaway, investment property, or both. Step outside and enjoy the community’s heated pool, hot tub, shared patio, and grilling area, with convenient gated beach access through a private walkway shared with surrounding properties. Siesta Key Public Beach is approximately 2 miles away and offers tennis courts, a playground, picnic and grilling areas, concessions, and the island’s famous weekly drum circle. When you’re ready for more island fun, Siesta Key Village is nearby with restaurants, boutiques, live entertainment, and tropical cocktails. Built in 2009 on stem walls, the building is elevated and sustained no storm damage. The Beach Club at Siesta Key has fully recovered from the 2024 hurricanes, with total cash, operating funds, and reserves exceeding $300,000. Recent community improvements include new landscaping in 2026 and new pool heaters and pumps in 2025. The roof is inspected annually, the most recent reserve study was completed in 2024, and a new reserve study is currently in progress. Owners are not required to use the onsite rental office and may rent the unit independently; the onsite RVA office is available for guests who book through RVA. The condo fee includes cable, water, sewer, trash, internet, beach access, pool, spa, and grill. Whether you’re looking for a relaxing island escape or a flexible rental opportunity, this is an exceptional way to enjoy the laid-back luxury and year-round lifestyle of Siesta Key.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4702764
StatusActive
Year Built2009
Stories2
Total Rooms6
ConstructionVinyl Siding
RoofMetal
FoundationSlab
FacesWest
SubdivisionBEACH CLUB AT SIESTA KEY
CountySarasota
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorEating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Outdoor Grill, Private Entrance, Sidewalk
Lot Size1.43 acres (62,310 sq ft)
Road SurfaceGravel
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$450,000
Original Price$500,000
Annual Taxes$4,594 (2025)
FinancingCash, Conventional
ZoningRMF3
Parcel #0108156007

Directions

From S Tamaimi Trail (41) turn onto Sticknet Point Rd (72), left onto Midnight Pass, left onto Sun and Sea Dr.

Location

1020 SUN N SEA DRIVE UNIT 102, SARASOTA, FL 34242

Listing Information

OfficeKW COASTAL LIVING III
ListedAugust 18, 2026

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Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
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How to Buy This Home

Multiple financing options available for this $450,000 home in SARASOTA.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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