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$635,000

140 RIVIERA DUNES WAY UNIT 401, PALMETTO, FL 34221

3D Tour
Active55 days on market

Beds

2

Baths

2

Sq Ft

1,847 sq ft

Year Built

2007

Lot Size

1.38 acres

Garage

2

About This Property

WATERFRONT CORNER RESIDENCE | BEAUTIFULLY UPDATED | RESORT-STYLE LIVING Experience waterfront living at BEL MARE AT RIVIERA DUNES, where this beautifully presented 2-BEDROOM, 2-BATH CORNER RESIDENCE combines thoughtful updates, abundant natural light and picturesque views of the marina, surrounding waterways and Florida landscape. A SHARED SEMI-PRIVATE ELEVATOR FOYER provides a welcoming arrival and added separation from the main corridor. Inside, a soft coastal palette and expansive windows create a light, inviting atmosphere while keeping the waterfront setting beautifully connected to the interior. CAPIZ-STYLE CHANDELIERS IN BOTH THE ENTRY AND DINING AREA add a distinctive coastal-inspired design element and an elegant finishing touch. At the heart of the residence is a THOUGHTFULLY REMODELED KITCHEN featuring a desirable one-level design, QUARTZ COUNTERTOPS, UPDATED BACKSPLASH, COOKTOP WITH HOOD VENT, and a collection of updated appliances including the microwave/oven, refrigerator and dishwasher. The open configuration flows naturally into the dining and living areas, creating an easy setting for entertaining or simply enjoying everyday life along the water. Additional upgrades include MOTORIZED WINDOW SHADES THROUGHOUT, LUXURY VINYL PLANK FLOORING IN BOTH BEDROOMS, and an updated laundry area with a QUARTZ COUNTERTOP AND ALL-IN-ONE WASHER/DRYER. The split-bedroom layout provides privacy for owners and guests, while generous windows throughout the residence capture natural light and changing waterfront views. Step outside to the covered terrace and enjoy your own front-row seat to the Riviera Dunes lifestyle—morning coffee overlooking the water, an evening breeze, or simply watching the boats and marina activity below. Life at BEL MARE extends far beyond the residence. Owners enjoy an exceptional collection of RESORT-STYLE AMENITIES, including multiple swimming pools and spas, a 24-hour fitness center, pickleball courts, a 9-hole putting green, billiards room, movie theater, guest suites, social and gathering spaces, outdoor pavilion and grilling areas, along with the surrounding marina lifestyle. Waterfront dining and live entertainment are also just moments away. Ideally located along Florida's Gulf Coast, Bel Mare provides convenient access to DOWNTOWN BRADENTON, ANNA MARIA ISLAND, SARASOTA, ST. PETERSBURG AND TAMPA, with Gulf beaches, boating, dining, shopping, arts and entertainment all within easy reach. Sarasota-Bradenton, St. Pete-Clearwater and Tampa international airports provide convenient options for regional and international travel. The residence also conveys with TWO ASSIGNED UNDER-BUILDING GARAGE PARKING SPACES, NOS. 2-95 AND 2-96 IN GARAGE NO. 2, plus CLIMATE-CONTROLLED STORAGE for additional convenience. CORNER RESIDENCE. WATERFRONT VIEWS. REMODELED KITCHEN. QUARTZ COUNTERTOPS. MOTORIZED SHADES. CAPIZ-STYLE CHANDELIERS. LUXURY VINYL PLANK FLOORING. TWO GARAGE SPACES. CLIMATE-CONTROLLED STORAGE. RESORT-STYLE AMENITIES. A beautifully updated waterfront residence offering the comfort, convenience and lifestyle that make BEL MARE AT RIVIERA DUNES such a distinctive place to call home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4702820
StatusActive
Year Built2007
Stories15
Total Rooms10
ConstructionBlock, Concrete, Stucco
RoofBuilt-Up, Concrete, Membrane
FoundationBlock, Concrete Perimeter, Stilt/On Piling
FacesEast
SubdivisionBEL MARE PH II
CountyManatee
OwnershipCondominium

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
LaundryLaundry Room
WindowsDisplay Window(s), Shades
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Dog Run, Irrigation System, Lighting, Other, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
FencingFenced, Masonry, Other
Other StructuresCabana, Guest House, Kennel/Dog Run, Other, Outdoor Kitchen, Storage, Workshop
Lot Size1.38 acres (60,240 sq ft)
Lot FeaturesLandscaped, Near Marina, Sidewalk
Road SurfaceBrick, Paved, Asphalt, Concrete
ViewPool, Water

Pool & Spa

Private PoolNo
Pool FeaturesDeck, Fiber Optic Lighting, Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Tile
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesWaterfront, Brackish Water, Lagoon, Marina, River Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant, Natural Gas Available, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$5,150 / Quarterly
Senior CommunityNo

Financial Details

List Price$635,000
Original Price$675,000
Annual Taxes$8,333 (2025)
FinancingCash, Conventional
ZoningC2
Parcel #2581653659

Directions

From Bradenton - North US 41, cross Manatee River, right onto Riviera Dunes Way to Bel Mare tower 140. From I-75 Palmetto/Ellenton exit, South on 301, left on Haben Blvd., left on Riviera Dunes Way to Bel Mare tower 140.

Location

140 RIVIERA DUNES WAY UNIT 401, PALMETTO, FL 34221

Listing Information

OfficeREAL BROKER, LLC
ListedAugust 27, 2026

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Home Price

$635,000

20% ($127,000)
6.75%

Loan Term

Principal & Interest$3,295
Property Tax (est.)$582
Insurance (est.)$150
Total Monthly$4,027
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How to Buy This Home

Multiple financing options available for this $635,000 home in PALMETTO.

🏦

Conventional

$31,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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