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$645,000

1212 BEN FRANKLIN DRIVE UNIT 1205, SARASOTA, FL 34236

3D Tour
Active50 days on market

Beds

1

Baths

1

Sq Ft

1,116 sq ft

Year Built

1973

Lot Size

—

Garage

—

About This Property

Wake up to the beauty of Lido Key from this 12th-floor Gulf-front residence at 1212 Benjamin Franklin Drive, Unit 1205. Elevated above the shoreline, this inviting condo captures expansive views of the Gulf of Mexico and offers a relaxed coastal setting just moments from everything Sarasota has to offer. The light-filled living and dining areas open to a private balcony where Gulf breezes and colorful sunsets create the perfect backdrop for morning coffee or an evening glass of wine. The kitchen features stone countertops, abundant cabinetry, and plenty of workspace, while the spacious bedroom offers generous closet space and an updated bath. Enjoy the convenience of true beachfront living with direct access to the sand, a heated seaside pool, fitness center, club and meeting areas, secure lobby, on-site management, elevators, and assigned covered parking. The building provides the ease of condominium living while placing the Gulf just outside your door. Located on desirable Lido Key, the residence is only minutes from the restaurants, boutiques, and entertainment of St. Armands Circle, with downtown Sarasota's dining, theaters, galleries, and cultural attractions just a short drive away. Ideal as a primary residence, seasonal getaway, or easy lock-and-leave coastal retreat, this 12th-floor condo offers an exceptional opportunity to enjoy the Lido Key lifestyle with beautiful Gulf views, beachfront amenities, and one of Sarasota's most sought-after locations.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4703178
StatusActive
Year Built1973
Stories13
Total Rooms3
ConstructionConcrete
RoofConcrete
FoundationBlock
FacesSouth
SubdivisionLIDO BEACH CLUB
CountySarasota
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Dry Bar, Open Floorplan, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesConvection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Freezer, Microwave, Refrigerator
LaundryCommon Area, Corridor Access, Laundry Room
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Road SurfaceAsphalt
ViewCity, Water
0

Waterfront

WaterfrontYes
FeaturesGulf/Ocean Front, Beach

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$3,583 / Quarterly
Senior CommunityNo

Financial Details

List Price$645,000
Annual Taxes$3,056 (2025)
Parcel #2017031096

Directions

Drive along Lido Beach Ben Franklin Drive south and the entrance right before the Ritz Carlton Beach Club and Residences

Location

1212 BEN FRANKLIN DRIVE UNIT 1205, SARASOTA, FL 34236

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedAugust 17, 2026

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Home Price

$645,000

20% ($129,000)
6.75%

Loan Term

Principal & Interest$3,347
Property Tax (est.)$591
Insurance (est.)$150
Total Monthly$4,088
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How to Buy This Home

Multiple financing options available for this $645,000 home in SARASOTA.

🏛️

FHA Loan

$22,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 18, 2026.

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