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$339,900

1704 TERRA CEIA BAY CIRCLE, PALMETTO, FL 34221

3D Tour
Active50 days on market

Beds

3

Baths

2

Sq Ft

1,638 sq ft

Year Built

2001

Lot Size

,

Garage

2

About This Property

Welcome to the terra Ceia bay community and its tranquil setting. This 3 bedroom 2 bath villa has many upgrades and shows beautifully and is ready for Florida living at its best. Luxury vinyl plank flooring, quartz in the kitchen and bathrooms, newer appliances (stove with air fryer) upgraded bathrooms , extended walkway leading to your large back patio overlooking the estuaries of terra Ceia bay, key pad entry thru the garage, solar tube skylight , new New South windows and doors, Maytag water system, and new hot water with circulation pump, are just some of the upgrades in this beautiful 3/2 villa. The villa is just a short walk to the the saltwater estuaries of terra Ceia bay and a short walk to the mangrove lined walkways and the pier extending into Terra Ceia Bay for views of the sunshine skyway and unparalleled sunsets. As part of the Captains Court HOA you have full access to the Edgewater/Estuaries pool which is heated to 86 degrees year round. Other amenities (for a fee) in the community include tennis pickle ball an 18 hole golf course, fitness center, tiki bar, bingo, trivia, bar poker, and other activities in the clubhouse which offers a full service restaurant. Don’t miss this outstanding opportunity.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4703218
StatusActive
Year Built2001
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionCAPTAINS COURT
CountyManatee
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
FlooringCarpet, Ceramic Tile, Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Filtration System
LaundryLaundry Closet
WindowsDouble Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Shutters
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security Gate, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
Lot FeaturesCity Lot, Landscaped, Near Golf Course
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$339,900
Annual Taxes$5,470 (2025)
FinancingCash, Conventional
ZoningPDH
Parcel #2412719409

Directions

US-41 BUS N/8th Ave W, At the traffic circle, take the 2nd exit, Continue onto 23rd St W, Continue straight onto Terra Ceia Bay Blvd, Turn right onto Terra Ceia Bay Cir, Home will be on the left.

Location

1704 TERRA CEIA BAY CIRCLE, PALMETTO, FL 34221

Listing Information

OfficeTIM LESTER INTERNAT'L REALTY
ListedAugust 17, 2026

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Home Price

$339,900

20% ($67,980)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,225
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How to Buy This Home

Multiple financing options available for this $339,900 home in PALMETTO.

🏦

Conventional

$16,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 18, 2026.

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