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$185,000

4525 COVE CIRCLE UNIT 1107, ST PETERSBURG, FL 33708

3D Tour
Active1 days on market

Beds

1

Baths

1

Sq Ft

815 sq ft

Year Built

1972

Lot Size

24167.00 acres

Garage

About This Property

WELCOME TO SEA TOWERS — WATERFRONT LIVING WITH SPECTACULAR 11TH-FLOOR VIEWS! Welcome to this beautiful 1-bedroom, 1-bath condo located in the gated 55+ waterfront community of Concord Towers and Sea Towers Association. Situated on the 11th floor, this move-in-ready unit offers spectacular views overlooking the bay and surrounding waterfront. Step inside to a bright, open-concept floor plan featuring an updated kitchen with granite countertops, stainless steel appliances, and beautiful upgraded cabinetry. Vinyl flooring flows throughout the home for a clean, easy-care finish. The spacious primary bedroom features an additional bonus room overlooking the water, perfect for a home office, sitting area, reading room, hobby space, or additional storage. The bathroom has also been tastefully updated. Enjoy peace of mind with hurricane shutters and all the conveniences of low-maintenance condo living. Concord Towers offers an impressive array of waterfront amenities, including two swimming pools, a hot tub, fishing pier, scenic walking trail, man-made lagoon, clubhouse, tennis courts, pickleball, and picnic areas. Enjoy Florida living surrounded by beautiful water views while remaining conveniently close to beaches, shopping, dining, and entertainment. With a low HOA for waterfront living and priced as one of the best values in the community, this condo offers an incredible opportunity to enjoy the Southwest Florida lifestyle without the waterfront price tag. Move right in, relax, and start enjoying the view — this unit is a must-see!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4703335
StatusActive
Year Built1972
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationConcrete Perimeter
FacesEast
SubdivisionCONCORD TOWERS CONDO
CountyPinellas
OwnershipCondominium
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Elevator, Living Room/Dining Room Combo, Open Floorplan
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance
Lot Size24167.00 acres (0 sq ft)
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Waterfront

WaterfrontYes
FeaturesGulf/Ocean Front, Waterfront, Gulf/Ocean, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$185,000
Annual Taxes$2,925 (2025)
FinancingCash, Conventional
Parcel #033115177500001107

Directions

Guard house on 46th Ave. Turn Left after Guard at Sea Towers and go to the CONCORD building. Go to parking space 1107 on the left

Location

4525 COVE CIRCLE UNIT 1107, ST PETERSBURG, FL 33708

Listing Information

OfficeCOASTAL BROKERAGE LLC
ListedAugust 19, 2026

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Home Price

$185,000

20% ($37,000)
6.75%

Loan Term

Principal & Interest$960
Property Tax (est.)$170
Insurance (est.)$150
Total Monthly$1,280
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How to Buy This Home

Multiple financing options available for this $185,000 home in ST PETERSBURG.

🏦

Conventional

$9,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.

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