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$349,900

18374 ELGIN AVENUE, PORT CHARLOTTE, FL 33948

3D Tour
Active68 days on market

Beds

4

Baths

3

Sq Ft

1,695 sq ft

Year Built

2025

Lot Size

0.23 acres

Garage

3

About This Property

Virtually Staged. MOVE-IN READY NEW CONSTRUCTION | BUY WITH AS LITTLE AS 1% DOWN | NO HOA | 3-CAR GARAGE| NO FLOOD ZONE! Why wait to build when your dream home is ready today? This stunning 2025-built home offers 4 bedrooms, 2.5 bathrooms, 1,695 sq. ft., and modern luxury finishes throughout! INCREDIBLE BUYER INCENTIVES! Qualified buyers may purchase with as little as 1% down through the preferred lender, PLUS receive seller closing-cost assistance! Designed to impress, this open-concept home features luxury vinyl flooring, a beautiful chef-inspired kitchen with a quartz waterfall island, stainless steel appliances, contemporary cabinetry, and a stylish electric fireplace. The private primary suite offers a walk-in closet and a spa-inspired bathroom with dual vanities and a freestanding soaking tub. Enjoy Florida living with a covered lanai, spacious 10,000 sq. ft. lot, and an oversized 3-car garage. Additional highlights include smart-key entry, a 2-10 Home Buyers Warranty, NO HOA, and an available Elevation Certificate. The property is reported to be outside the designated high-risk flood zone. NEW CONSTRUCTION, UPSCALE FINISHES, AND EXCEPTIONAL BUYER INCENTIVES—ALL IN ONE HOME! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703347
StatusActive
Year Built2025
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionPORT CHARLOTTE SEC 8
CountyCharlotte
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorOpen Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringVinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorGarden, Lighting
Lot Size0.23 acres (10,000 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,900
Original Price$359,900
Annual Taxes$550 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3.5
Parcel #402219253015

Schools

ElementaryMeadow Park Elementary
MiddleMurdock Middle
HighPort Charlotte High

Directions

From I-75, take Exit 170 for Kings Hwy and head west. Turn right onto Veterans Blvd, then left onto Atwater Dr. Turn right onto Elgin Ave — 18374 Elgin Ave will be on your left.

Location

18374 ELGIN AVENUE, PORT CHARLOTTE, FL 33948

Listing Information

OfficeEMPIRE REALTY USA LLC
ListedAugust 19, 2026

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Preferred Time

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Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $349,900 home in PORT CHARLOTTE.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 1, 2026.

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