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$499,900

3220 37TH TERRACE E, BRADENTON, FL 34208

3D Tour
Active59 days on market

Beds

5

Baths

3

Sq Ft

1,973 sq ft

Year Built

1999

Lot Size

0.20 acres

Garage

2

About This Property

FULLY UPDATED 5-bedroom, 2.5-bath POOL HOME in Bradenton’s Sugar Ridge community is located on a quiet cul-de-sac and features a NEW ROOF, NEW AC & WATER HEATER, NEW WINDOWS, heated saltwater pool, first-floor primary suite, large fenced backyard and additional upgrades all completed within the past two years. The updated kitchen is open to the living room and features granite countertops, soft-close cabinetry, stainless steel appliances, and an oversized peninsula with seating for eight or more. Luxury vinyl plank flooring runs throughout the home for a cohesive, low-maintenance finish. The first-floor primary bedroom offers pool and backyard views, a walk-in closet, and an ensuite bathroom with a marble-top double sink vanity. Upstairs, a versatile flex space can serve as an office, playroom, or additional TV room, while four additional bedrooms and a full bathroom complete the second floor. The heated saltwater pool includes both a heater and chiller and is surrounded by a newly screened enclosure. The private, fully fenced backyard backs to a wooded area with partial pond views and includes a double gate with space to park a boat. A concrete-block shed or workshop with a new roof provides additional storage and hobby space. Additional upgrades include new front door, garage entry door, sliding glass door and new impact windows (all with a transferrable warranty), recessed lighting with eclipse feature, first floor laundry and fresh interior and exterior paint. This home is NOT located in a flood zone. Sugar Ridge offers a convenient Bradenton location just blocks away from a charter school and a short drive from the Gulf beaches, shopping, dining, I-75, and I-275 for convenient travel north or south, plus this peaceful neighborhood has an extremely low HOA of only $250/year. If you have been looking for a large, updated home in Bradenton, schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703373
StatusActive
Year Built1999
Stories2
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSUGAR RIDGE
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sliding Doors
FencingWood
Other StructuresShed(s), Workshop
Lot Size0.20 acres (8,756 sq ft)
Lot FeaturesCul-De-Sac, Landscaped, Level
Road SurfacePaved
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Annually
Senior CommunityNo

Financial Details

List Price$499,900
Original Price$529,000
Annual Taxes$3,042 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF4.5PD
Parcel #1544010802

Schools

ElementarySamoset Elementary
MiddleBraden River Middle
HighBraden River High

Directions

Take 301 to 44th Ave E, turn East on 44th Ave E. Turn North on 30th St E, then go right in roundabout and take right onto 38th Ave E. Turn North on 31st St E and then turn right onto 37th Ter E, house will be on right side of culdesac.

Location

3220 37TH TERRACE E, BRADENTON, FL 34208

Listing Information

OfficeTHE KEYES COMPANY - SARASOTA
ListedAugust 19, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,900 home in BRADENTON.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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