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$399,900

1609 SAFFOLD PARK DRIVE, RUSKIN, FL 33570

3D Tour
Active47 days on market

Beds

2

Baths

1

Sq Ft

736 sq ft

Year Built

1942

Lot Size

0.28 acres

Garage

—

About This Property

Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703614
StatusActive
Year Built1942
Total Rooms4
ConstructionWood Frame
RoofMetal
FoundationOther
FacesNortheast
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorOther
FlooringOther
AppliancesOther
LaundryOther
CoolingOther
HeatingOther

Exterior & Lot

ExteriorFire Pit, Private Yard
Lot Size0.28 acres (12,100 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$3,943 (2025)
FinancingCash, Conventional
ZoningRSC-6
Parcel #U183219ZZZ00000179230.0

Directions

us 41 to 1609 Saffold

Location

1609 SAFFOLD PARK DRIVE, RUSKIN, FL 33570

Listing Information

OfficeTHE KEYES COMPANY - SARASOTA
ListedAugust 20, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $399,900 home in RUSKIN.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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