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$529,900

432 S SHORE DRIVE, OSPREY, FL 34229

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,704 sq ft

Year Built

1988

Lot Size

0.34 acres

Garage

2

About This Property

Welcome to 432 S Shore Drive, where a complete interior renovation and an exceptional outdoor setting create the Florida lifestyle buyers are searching for. This beautifully updated 2-bedroom, 2-bath pool home offers 1,704 square feet with a freshly painted exterior and a 2023 roof for added peace of mind. Step inside to a bright, cohesive interior featuring updated living spaces, kitchen and baths, vaulted ceilings, and a desirable split-bedroom floor plan that provides privacy for the primary suite and guest accommodations. The standout feature is the home’s seamless connection to the outdoors. Thoughtfully designed around the pool, the main living areas overlook and open toward the expansive outdoor entertaining space, allowing the pool and patio to feel like a true extension of the home. Spend sunny afternoons poolside, enjoy dinner outdoors, or gather around your own fire pit for relaxed evenings under the stars. Set on a generous .34-acre homesite with mature landscaping and a two-car garage, this home offers the perfect combination of style, space, and everyday comfort. Located west of the Trail in Sorrento Shores...a marina community with LOW LOW LOW HOA. Also close to Oscar Scherer State Park, waterfront dining, Gulf beaches, and the coastal destinations of Sarasota and Venice. Beautifully updated, move-in ready, and designed for the way Florida is meant to be enjoyed.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703634
StatusActive
Year Built1988
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionSORRENTO SHORES UNIT 5
CountySarasota
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Thermostat, Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air, Humidity Control
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sliding Doors
Lot Size0.34 acres (15,000 sq ft)
Lot Dimensions105 x 150 x 95 x 150
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated

Utilities

WaterPublic, Well
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Sprinkler Well

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$120 / Annually
Senior CommunityNo

Financial Details

List Price$529,900
Annual Taxes$3,587 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF1
Parcel #0159080019

Schools

ElementaryLaurel Nokomis Elementary
MiddleLaurel Nokomis Middle
HighVenice Senior High

Directions

Go south on Tamiami Trl, Turn Right onto Sorrento Shores, Turn right into South Shore Drive.

Location

432 S SHORE DRIVE, OSPREY, FL 34229

Listing Information

OfficeKW COASTAL LIVING III
ListedAugust 21, 2026

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Home Price

$529,900

20% ($105,980)
6.75%

Loan Term

Principal & Interest$2,750
Property Tax (est.)$486
Insurance (est.)$150
Total Monthly$3,385
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $529,900 home in OSPREY.

🏛️

FHA Loan

$18,547 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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