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$1,270,000

406 BAY PALMS DRIVE, HOLMES BEACH, FL 34217

3D Tour
Active54 days on market

Beds

2

Baths

2

Sq Ft

1,332 sq ft

Year Built

1966

Lot Size

0.18 acres

Garage

1

About This Property

Your Anna Maria Island beach house is waiting, and this one checks all the boxes! Beautifully updated, turnkey furnished and located in a desirable weekly rental zone, this 2-bedroom, 2-bath home offers an exceptional combination of personal enjoyment and vacation rental potential. THIRD BEDROOM OPTIONAL too. Bright, inviting and designed for easy island living, the home features an open floor plan, colorful coastal interiors and thoughtful custom finishes. A beautifully designed sea turtle tile feature in the kitchen and nautilus-inspired tile in the primary bath add distinctive personality. The real attraction is outside, where a spacious private pool and spa create the perfect setting for enjoying Florida's year-round sunshine. A covered porch provides generous space for outdoor dining, entertaining or simply relaxing after a day at the beach. Location matters, especially when purchasing an island vacation property. Centrally located in Holmes Beach, this home puts the best of Anna Maria Island within easy reach. Hop on the free island trolley and explore everything from the Anna Maria City Pier to Coquina Beach, with shopping, dining and beautiful Gulf beaches along the way. Whether your goal is to generate vacation rental income, secure your own island getaway or enjoy the best of both, this property deserves your attention. With its desirable rental zoning, inviting outdoor amenities and move-in-ready condition, the opportunity to start enjoying island ownership is already in place. Don't just dream about owning a beach house on Anna Maria Island. Make your move. Call today to schedule your private showing!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703735
StatusActive
Year Built1966
Stories1
Total Rooms6
ConstructionBlock
RoofTile
FoundationSlab
FacesSouth
SubdivisionBAY PALMS ADD
CountyManatee
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Outdoor Grill, Outdoor Shower, Sliding Doors, Storage
FencingVinyl
Lot Size0.18 acres (8,002 sq ft)
Lot Dimensions80 x 100
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,270,000
Original Price$1,295,000
Annual Taxes$11,221 (2026)
FinancingCash, Conventional
ZoningR2
Parcel #7142400006

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

Take Manatee Ave./SR54 to Anna Maria. Turn north on Gulf Drive to right turn at Marina Drive in Holmes Beach at the light. Then right at 71st St/Bay Palms with immediate right onto Bay Palms. House is mid block on your left.

Location

406 BAY PALMS DRIVE, HOLMES BEACH, FL 34217

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedAugust 26, 2026

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Home Price

$1,270,000

20% ($254,000)
6.75%

Loan Term

Principal & Interest$6,590
Property Tax (est.)$1,164
Insurance (est.)$150
Total Monthly$7,904
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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