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$649,000

586 OAK BAY DRIVE, OSPREY, FL 34229

3D Tour
Active8 days on market

Beds

3

Baths

2

Sq Ft

2,084 sq ft

Year Built

2003

Lot Size

0.25 acres

Garage

3

About This Property

Welcome to Bay Oaks Estates, where spacious living, thoughtful design, and an ideal Osprey location come together in this beautifully maintained three-bedroom, two-bath home. With an open great room floor plan, a den, a separate private office, and a rare three-car garage, this home offers space and flexibility. The heart of the home is the inviting great room, where an electric fireplace adds warmth and ambiance, and the open design makes everyday living and entertaining effortless. The adjoining custom designed kitchen features granite countertops, wood cabinetry, breakfast bar, and a wine bar, creating a natural gathering place for family and friends. The private primary suite is a comfortable retreat with a spacious bath featuring dual sinks and a large walk-in shower. Even the indoor laundry room has been thoughtfully designed with granite countertops, a utility sink, and additional pantry storage. Step onto the impressive 27' x 21' lanai, with half of the space covered for comfortable year-round enjoyment and an electric sunshade for added convenience. The open portion lets you soak up the Florida sunshine, while the fenced backyard offers privacy and plenty of room to relax, entertain, garden, or play with the pups. A three-car garage is the extra space that's so hard to find—perfect for vehicles, bikes, kayaks, golf equipment, or additional storage. A new roof in 2023, A/C replaced in 2021, and a private irrigation well are all welcome bonuses. The location makes it even more special. Marinas, beaches, waterfront dining, golf courses, the Legacy Trail, shopping, and all that Sarasota's coastal lifestyle have to offer are just minutes from your door.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703807
StatusActive
Year Built2003
Total Rooms10
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionBAY OAKS ESTATES
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringBamboo, Carpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sliding Doors
FencingFenced, Vinyl
Lot Size0.25 acres (10,811 sq ft)
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic, Well
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$300 / Annually
Senior CommunityNo

Financial Details

List Price$649,000
Annual Taxes$3,985 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF2
Parcel #0140080034

Schools

ElementaryLaurel Nokomis Elementary
MiddleLaurel Nokomis Middle
HighVenice Senior High

Directions

South on Tamiami Trail east on Preymore Street, right on Oak Bay Drive, home is on the right side.

Location

586 OAK BAY DRIVE, OSPREY, FL 34229

Listing Information

OfficeWHITE SANDS REALTY GROUP FL
ListedAugust 27, 2026

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Home Price

$649,000

20% ($129,800)
6.75%

Loan Term

Principal & Interest$3,368
Property Tax (est.)$595
Insurance (est.)$150
Total Monthly$4,112
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $649,000 home in OSPREY.

🏛️

FHA Loan

$22,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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