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$359,900

1512 LIME STREET, CLEARWATER, FL 33756

3D Tour
Active18 days on market

Beds

2

Baths

1

Sq Ft

1,336 sq ft

Year Built

1954

Lot Size

0.21 acres

Garage

About This Property

Welcome to this charming Clearwater block home offering a spacious, flexible layout on a generous 9,339 sq. ft. lot. This 2-bedroom, 1-bath home features 1,336 sq. ft. of living area with two separate living spaces—a comfortable living room and large family room—plus a bright bonus room/office ideal for working from home, hobbies, or flexible living space. A standout opportunity for qualified buyers: an assumable FHA mortgage with a 4% interest rate, subject to lender approval and FHA assumption requirements. This may provide a significant financing advantage compared with obtaining a new mortgage at current market rates. Hardwood, laminate, and tile flooring add character and practicality throughout. Central HVAC serves the entire home, including the bonus room, and the main bathroom features a separate bathtub and shower. Enjoy a covered screened lanai and spacious backyard with room for entertaining, gardening, relaxing, or future improvements. Additional features include a covered carport, driveway parking for multiple vehicles, laundry and utility space, and durable block construction. Conveniently located near Gulf beaches, shopping, dining, parks, and major commuter routes. A Clearwater home with character, space, flexibility, and an exceptional financing opportunity.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703848
StatusActive
Year Built1954
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKE SUB 3RD ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features
FlooringTile, Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.21 acres (9,339 sq ft)
Lot Dimensions83 x 113
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,900
Original Price$379,900
Annual Taxes$5,235 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232915388620001530

Schools

ElementaryPlumb Elementary-PN
MiddleOak Grove Middle-PN
HighClearwater High-PN

Directions

From S Highland Ave, turn east onto Lime St. Property will be on the left. OR From S Lake Ave, turn west onto Lime St. Property will be on the right.

Location

1512 LIME STREET, CLEARWATER, FL 33756

Listing Information

OfficeFLATFEE.COM
ListedAugust 24, 2026

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Home Price

$359,900

20% ($71,980)
6.75%

Loan Term

Principal & Interest$1,867
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,347
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $359,900 home in CLEARWATER.

🏛️

FHA Loan

$12,597 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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