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$515,000

10420 LUCAYA DRIVE, TAMPA, FL 33647

3D Tour
Active53 days on market

Beds

4

Baths

4

Sq Ft

2,853 sq ft

Year Built

2002

Lot Size

0.13 acres

Garage

2

About This Property

Virtually Staged. Come take a look at this beautiful remodeled home in the heart of the New Tampa Bay. This home offers 4 huge bedrooms (recently remodeled) , 3 and a half baths, 2 deep car garage (new paints), and caged in pool in the rear. So much updating on this home: New luxury vinyl floorings throughout the home ( carpets removed), new fresh paints throughout the home, new staircases, updated bathrooms (new toilets installed), updated kitchen package, new locks and cameras recently installed, new lightings, and lastly, the roof has 10 year warranty. Very low HOA monthly fees... With each tiring work day... the owner can dip themselves in the pool situated behind the home. Moreover, this home sits on a quiet gated community with so much amenities: Fitness Center, Golf Carts OK, Golf Community, Playground, Pool, Sidewalk, Tennis Court(s). Come and see it for yourself...Motivated Seller. (Buyer and buyer's agent are responsible to check all room dimensions, some pictures have been virtually staged)

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4703986
StatusActive
Year Built2002
Stories2
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHERITAGE ISLES PH 3D
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Other, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric, Propane

Exterior & Lot

ExteriorLighting, Other, Private Mailbox, Sidewalk, Sliding Doors, Sprinkler Metered, Tennis Court(s)
Lot Size0.13 acres (5,750 sq ft)
Lot Dimensions50 x 115
Road SurfaceConcrete
ViewGolf Course

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground
SpaIn Ground

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$515,000
Original Price$550,000
Annual Taxes$7,126 (2025)
FinancingCash, Conventional, FHA
ZoningPD-A
Parcel #A0927205R600001300029.0

Directions

Bruce B Downs to Cross Creek, complex on the left, turn left to Sandy Point Drive, then left onto Lucaya, house is on the left.

Location

10420 LUCAYA DRIVE, TAMPA, FL 33647

Listing Information

OfficeJUPITER PROPERTIES, INC
ListedAugust 26, 2026

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Home Price

$515,000

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
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How to Buy This Home

Multiple financing options available for this $515,000 home in TAMPA.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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