$725,000
12402 HARBOUR LANDINGS DRIVE, CORTEZ, FL 34215
Beds
3
Baths
2
Sq Ft
2,232 sq ft
Year Built
2002
Lot Size
0.28 acres
Garage
2
About This Property
Rare Opportunity in Harbour Landings! Situated on one of the largest homesites in the community - nearly twice the size of most half-duplex lots, this beautifully maintained resiidence offers an exceptional combination of space, privacy and endless possibilities. With over 2,200 square feet of living space, this home features three spacious bedrooms, two baths, and a versatile downstairs bonus room with abundant storage. Both levels total 5022 sq ft. A private elevator provides convenient access from the oversized 2+ car garage, which offers plenty of room for vehicles, a golf cart and additional storage. Step onto the private lanai, accessible from both the living room and the primary suite and enjoy peaceful outdoor living surrounded by lush landscaping. The expansive lot presents a rare opportunity to create your own backyard retreat with room for a custom pool (subject to Association approval), spectacular gardens, or both. This move in ready home allows you to begin enjoying the Florida lifestyle immediately. Harbour Landings is an established, upscale waterfront community where neighboring homes are valued over $2 million, making this an outstanding value. Whether you're seeking a full time residence or a luxurious seasonal retreat, this unique property offers the space, flexibility and location you've been waiting for. Close to shopping, restaurants and beaches.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Cortez road south to 119th St W (entrance to Harbour Landings), very close to the Cortex bridge. Follow 119th St and it will turn into Harbour Landings Drive. Town house is #12402 on your left.
Location
12402 HARBOUR LANDINGS DRIVE, CORTEZ, FL 34215
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$725,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $725,000 home in CORTEZ.
🏛️
FHA Loan
$25,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$36,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.