Beds
2
Baths
2
Sq Ft
1,272 sq ft
Year Built
1994
Lot Size
1.72 acres
Garage
1
About This Property
GOLF COURSE LIVING WITH A PRIVATE SEMI ATTACHED 1 CAR GARAGE AT AN ATTRACTIVE PRICE! Enjoy beautiful lake and golf course views from this well-maintained 2-bedroom, 2-bath condo in the desirable gated community of Terra Ceia Golf & Country Club. Offering an exceptional opportunity to enjoy an active Florida lifestyle without the high price tag, this second-floor, partially furnished residence combines comfort, updates, and amenities with the added value of a private one-car garage. The bright, open floor plan is designed for easy living, while the air-conditioned glass-enclosed lanai creates a wonderful year-round retreat overlooking the tranquil lake and golf course. The lanai was refreshed with new indoor/outdoor carpeting in 2025, making it the perfect place to enjoy your morning coffee, unwind after a round of golf, or take in the peaceful views. Meticulously maintained with important updates already completed, including a new HVAC system in 2019, new hot water system in 2021, and washer and dryer in 2022, this home offers peace of mind and helps minimize near-term expenses. The spacious primary suite features a private en-suite bath, while the comfortable guest bedroom and second bath provide flexibility for family and guests. An in-unit laundry area adds everyday convenience. A semi-attached private one-car garage with finished flooring and storage is a standout feature and a tremendous value, providing secure parking and extra space for your golf clubs, bikes, beach gear, and Florida essentials. Additional guest parking is also available. Terra Ceia Golf & Country Club offers an active, resort-style lifestyle with an 18-hole golf course, community pool, tennis, pickleball, fitness center, fishing pier, nature boardwalk, and on-site restaurant, along with a calendar of social activities and events. Whether you're a golfer, pickleball enthusiast, fisherman, pool lover, or simply looking for a welcoming community, there is plenty to enjoy. Perfect as a full-time residence, winter getaway, or investment opportunity, this condo delivers golf-course and water views, resort-style amenities, a private garage, and thoughtful updates at an attractive price point. Conveniently located near I-275, I-75, and US 41, with easy access to Tampa, St. Petersburg, Sarasota, and the beautiful beaches of Anna Maria Island. Affordable Florida golf and waterfront living is here! Don't miss this incredible opportunity
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From Business 41 north of Palmetto turn onto 23rd St toward to gated entrance to Terra Ceia Bay. Visitor gate open during day. Turn onto Waterford Way just before the clubhouse to address.
Location
2608 WATERFORD WAY UNIT B, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$229,500
Loan Term
How to Buy This Home
Multiple financing options available for this $229,500 home in PALMETTO.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,475 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in Palmetto
More Homes in Palmetto
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 31, 2026.