Skip to main content
1 / 62

$385,000

319 19TH STREET NW, RUSKIN, FL 33570

3D Tour
Active49 days on market

Beds

4

Baths

3

Sq Ft

2,472 sq ft

Year Built

2008

Lot Size

0.19 acres

Garage

3

About This Property

Virtually Staged. Enjoy the best sunsets from this spectacular Western-facing lakefront home. Nearly 2,500 sqft of one level living with a great layout: 4 bedrooms, 3 full baths plus an office with a 3-car garage. All the big ticket items have been taken care of such as the 2025 roof and 2024 AC unit, and new laminate flooring in all the bedrooms, no carpet! The home is also equipped with a water softer. But the real surprise is outside on the expansive screened lanai which offers an incredible amount of usable outdoor living space with room to create several distinct areas. Imagine morning yoga, raised garden beds, an outdoor dining area, lounge chairs, or even your own hot tub retreat. It's the kind of space that lets you enjoy the Florida lifestyle in an entirely different way. Mira Lago's gated entrance, community pool, playground and basketball court coupled with low fees make it a stand out choice for buyers looking for amenities at a great value. You could be home for the holidays or escape to the warm weather just before Winter. Call to schedule a private tour!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4704140
StatusActive
Year Built2008
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionMIRA LAGO WEST PH 2B
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringTile, Vinyl
AppliancesCooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Sidewalk, Sliding Doors
Lot Size0.19 acres (8,101 sq ft)
Lot Dimensions60.01 x 135
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$294 / Quarterly
Senior CommunityNo

Financial Details

List Price$385,000
Original Price$399,000
Annual Taxes$2,191 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U01321883J00000000340.0

Directions

From US 41 go 1.5 miles to the South gate of Mira Lago. See showingtime instructions for gate code. House is just inside the back gate on the right.

Location

319 19TH STREET NW, RUSKIN, FL 33570

Listing Information

OfficeEXP REALTY LLC
ListedAugust 26, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$385,000

20% ($77,000)
6.75%

Loan Term

Principal & Interest$1,998
Property Tax (est.)$353
Insurance (est.)$150
Total Monthly$2,501
Full Calculator →

How to Buy This Home

Multiple financing options available for this $385,000 home in RUSKIN.

🏛️

FHA Loan

$13,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Ruskin

More Homes in Ruskin

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

Call (813) 733-7907TextContact