$474,999
1604 21ST AVENUE W, PALMETTO, FL 34221
Beds
3
Baths
2
Sq Ft
1,576 sq ft
Year Built
2005
Lot Size
0.35 acres
Garage
2
About This Property
All the big-ticket items are done for you in this gorgeous, completely updated, well-cared-for home. Roof 2025, HVAC 2025, Pool salt system and filter 2025, refrigerator 2026, and newer pool heater. The interior has been completely remodeled with high-end finishes, from the coastal tile floor to the kitchen cabinetry and expansive grey vein quartz countertops, to the bathrooms with new cabinetry and comfort-height toilets. Open and airy, the great room overlooks the beautiful, serene pool lanai area, with old Florida tropical landscaping for maximum privacy. The fenced-in xeriscape expansive side area is perfect for huge gatherings, and the tea garden is set for a romantic dinner date for 2. This is minutes from water and not in a flood zone. The lush lawn is thanks to a reclaimed water irrigation system to save $100's on your water bill. The HOA fees are minimal at $42 a month just to keep the quiet and peaceful neighborhood looking great. This area of Palmetto is low traffic, but close enough to all the fun. Golf cart ride to Snead Island to catch a sunset, Emerson Point, and waterfront dining.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
41 to 17th Street, turn left onto 22nd Ave W and 2nd home on the left
Location
1604 21ST AVENUE W, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$474,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $474,999 home in PALMETTO.
🏛️
FHA Loan
$16,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 27, 2026.