$530,000
5516 CARTAGENA DRIVE, SARASOTA, FL 34233
Beds
3
Baths
2
Sq Ft
1,842 sq ft
Year Built
2014
Lot Size
0.13 acres
Garage
2
About This Property
Welcome to 5516 Cartagena Drive, a beautifully maintained 3-bedroom, 2-bath lakefront home with 1,842 square feet in the COMPLETELY MAINTENANCE FREE intimate gated community of Ashton Pointe, a private 49-home enclave with quiet cul-de-sac streets. The open-concept interior features tile flooring, crown molding, and a spacious kitchen with stainless steel appliances, granite countertops, a large island, and generous pantry. The primary suite offers a walk-in closet and en suite bath with granite double vanity, walk-in shower, and soaking tub. Enjoy peaceful lake views from the backyard, along with a gated area. Additional features include a dedicated laundry room and true two-car garage with storage racks. Major upgrades include a new high-efficiency, two-stage Comfort-Maker heat pump A/C system with all-new duct-work installed September 2025, backed by a 10-year warranty, plus an Air Scrubber purification system, electronic air cleaner, and new attic insulation for enhanced efficiency and comfort. Conveniently located just off Clark Road near shopping, dining, I-75, and Sarasota’s Gulf beaches, this home combines lakefront living, privacy, significant recent upgrades, and an excellent Sarasota location. Strategically priced, the sellers’ firm asking price reflects the home’s exceptional value. I can also tighten this further into a more punchy **MLS-style version** while keeping all the major upgrades.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75 take exit 205 and head west. Turn right onto Fielding Avenue, turn right onto Cartagena Drive. Home is on the left.
Location
5516 CARTAGENA DRIVE, SARASOTA, FL 34233
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$530,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $530,000 home in SARASOTA.
🏛️
FHA Loan
$18,550 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Sarasota County SHIP
Varies
Income-qualifying Sarasota residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Sarasota
More Homes in Sarasota
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.