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$399,990

3129 61ST TERRACE E, ELLENTON, FL 34222

3D Tour
Active32 days on market

Beds

3

Baths

2

Sq Ft

1,693 sq ft

Year Built

2024

Lot Size

0.14 acres

Garage

2

About This Property

Nearly new construction without the builder-basic interior. Built in 2024 and extensively customized after construction, this 3-bedroom, 2-bath home features custom built-ins, architectural woodwork, upgraded lighting and thoughtfully designed storage throughout. At the garage entrance, a floor-to-ceiling custom drop station with integrated lighting provides everyday storage. Just off the foyer, the dedicated home office features wall-to-wall custom shelving and a solid wood built-in desk—creating a true workspace without sacrificing a bedroom. The kitchen features quartz countertops, soft-close cabinetry, brass hardware, herringbone tile, pendant lighting, above- and below-cabinet illumination and custom floating wood details. The open kitchen, dining and living areas overlook the preserve through sliding glass doors. The living room is anchored by a custom feature wall with vertical woodwork, floating cabinetry and built-in storage. The primary suite includes a custom floating makeup vanity and fully built-out walk-in closet. The ensuite bath offers dual quartz vanities, organic mirrors and recessed dark-stained floating shelves. The guest bath features a custom floating waterfall-quartz vanity, slatted wood detailing and gold fixtures. Outside, enjoy a private preserve view with privacy fencing along the sides and iron fencing across the rear, plus ample room for a future pool. Located in an X flood zone within a community of just 70 homes, the property has no CDD and low HOA fees. The Manatee River and waterfront dining are approximately one mile away, with I-75 and the Ellenton Premium Outlets just minutes from home. For buyers looking for newer construction without a standard builder interior, this 2024 home has already been extensively customized and is ready to enjoy.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4704464
StatusActive
Year Built2024
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionBREAKWATER
CountyManatee
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Trash Compactor, Washer
LaundryGas Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Rain Gutters
Lot Size0.14 acres (5,998 sq ft)
Road SurfaceAsphalt, Paved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$137 / Monthly
Senior CommunityNo

Financial Details

List Price$399,990
Annual Taxes$3,588 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD/R
Parcel #812151559

Directions

Take the 301 exit from I 75. Head East. Take your first right to head North on 60th Ave E. Take a right to head East on 29th St E. Enter Marwood on the left and follow house numbers until you reach 3129 61st St E.

Location

3129 61ST TERRACE E, ELLENTON, FL 34222

Listing Information

OfficeFINE PROPERTIES
ListedAugust 29, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,990

20% ($79,998)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $399,990 home in ELLENTON.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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