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$465,000

420 MELODY CIRCLE, SARASOTA, FL 34237

3D Tour
Active37 days on market

Beds

4

Baths

2

Sq Ft

1,416 sq ft

Year Built

1974

Lot Size

0.20 acres

Garage

1

About This Property

Virtually Staged. This property offers an excellent opportunity to create your dream home just minutes from Downtown Sarasota or transform it into a great investment property for Airbnb or long-term rental income. The home has been completely renovated and is move-in ready, just waiting for its new owner to call this beautiful property home. It features a desirable bedroom layout and a large, private yard with plenty of space for outdoor living and entertaining. Major updates include a roof installed in 2022 and A/C installed in 2018. Don’t miss this fantastic opportunity to own a beautifully renovated home in a convenient Sarasota location!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4704470
StatusActive
Year Built1974
Total Rooms5
ConstructionConcrete
RoofShingle
FoundationBlock
FacesSouthwest
SubdivisionSAN SOUCI SOUTH
CountySarasota
OwnershipFee Simple

Interior Features

InteriorTray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSliding Doors
Lot Size0.20 acres (8,771 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Fire Hydrant

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$465,000
Original Price$490,000
Annual Taxes$1,475 (2025)
FinancingCash, Conventional, FHA
ZoningRSF3
Parcel #2030090019

Directions

From I-75, take Fruitville Road west. Turn right onto Bailey Road, then turn right onto Melody Circle. The property will be on the right

Location

420 MELODY CIRCLE, SARASOTA, FL 34237

Listing Information

OfficePREFERRED SHORE LLC
ListedAugust 30, 2026

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Home Price

$465,000

20% ($93,000)
6.75%

Loan Term

Principal & Interest$2,413
Property Tax (est.)$426
Insurance (est.)$150
Total Monthly$2,989
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How to Buy This Home

Multiple financing options available for this $465,000 home in SARASOTA.

🏛️

FHA Loan

$16,275 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$23,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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