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$670,000

1130 W PEPPERTREE LANE UNIT 118, SARASOTA, FL 34242

3D Tour
Active34 days on market

Beds

2

Baths

2

Sq Ft

1,083 sq ft

Year Built

1974

Lot Size

—

Garage

—

About This Property

Live the Siesta Key lifestyle! This beautifully maintained 2-bedroom, 2-bath condo offers the perfect combination of island living, rental potential, and resort-style amenities. Ideally situated in the desirable Gulf-side community of Peppertree, this second-floor residence is just a short stroll from the tennis and pickleball courts, heated pools, and Siesta Key’s private-access beach. From the moment you arrive, you’ll appreciate the peaceful setting and tranquil views overlooking one of Peppertree’s picturesque ponds. The condo has been thoughtfully updated with all new impact windows, renovated kitchen and bathrooms, and updated flooring, creating a comfortable and inviting beach retreat. The spacious primary bedroom easily accommodates a king-size bed and features a walk-in closet. The home is offered turnkey furnished, making it ready to enjoy immediately or continue as a seasonal rental. It has consistently generated rental income during peak season, while also providing the flexibility to enjoy it personally during the off-season. Additional features include a full-size washer and dryer, newer A/C installed in 2019, a private storage unit conveniently located just outside the back patio, and a dedicated parking space. Peppertree is truly a destination within Siesta Key, offering direct Gulf-to-Bay access, a private fishing pier, tennis and pickleball courts, two heated pools, two clubhouses, BBQ grills throughout the community, beach chairs, car wash areas, and on-site management with a rental program. High and dry with no storm damage, this exceptional condo offers the opportunity to own your own piece of paradise on world-famous Siesta Key. Whether you’re looking for a personal beach getaway, an investment property, or the best of both, this inviting Peppertree residence is ready to welcome you home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4704502
StatusActive
Year Built1974
Stories1
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionPEPPERTREE BAY III
CountySarasota
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Stone Counters
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Tennis Court(s)
Road SurfaceBrick
ViewWater
0

Waterfront

WaterfrontYes
FeaturesGulf/Ocean Front, Waterfront, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Public, Street Lights, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$670,000
Annual Taxes$6,689 (2025)
FinancingCash, Conventional
ZoningRMF3
Parcel #0106033056

Directions

From Stickney Point Rd go over the south bridge to Siesta key, turn right on to Midnight Pass, about 3/4 mile on the left pull into Peppertree Lane near the tennis courts. The condo 1130 will be upstairs on the left.

Location

1130 W PEPPERTREE LANE UNIT 118, SARASOTA, FL 34242

Listing Information

OfficePEPPERTREE BAY REALTY INC
ListedSeptember 3, 2026

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Home Price

$670,000

20% ($134,000)
6.75%

Loan Term

Principal & Interest$3,476
Property Tax (est.)$614
Insurance (est.)$150
Total Monthly$4,241
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How to Buy This Home

Multiple financing options available for this $670,000 home in SARASOTA.

🏦

Conventional

$33,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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