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$399,000

3802 GULF OF MEXICO DRIVE UNIT A203, LONGBOAT KEY, FL 34228

3D Tour
Active20 days on market

Beds

2

Baths

2

Sq Ft

1,007 sq ft

Year Built

1970

Lot Size

6.06 acres

Garage

—

About This Property

Gulf views! Just bring your flip flops and bathing suit to this move-in ready 2br/2ba condo on the 2nd floor in Beach Harbor Club. This beautifully maintained Gulf-to-bay community offers boat slips on the bay and private beach access on the Gulf side, as well as pool, clubhouse, gym and private beach access just across the street! This unit has been tastefully updated to include an all-new bright open kitchen with custom cabinetry, stone counters and high-end appliances, including a Fisher & Paykel fridge, a two-drawer Cafe dishwasher, and a Cafe two-oven, six-burner stove. Flooring throughout was replaced with a light blond luxury vinyl plank. Both baths had updates including cabinetry and same quartz countertops found in the kitchen. The AC was replaced in 2024. This home also has a sweet view of the Gulf from the outdoor seating area in the front. The monthly fee includes water, trash, internet, cable, and pest control, as well as the usual insurances, and exterior maintenances. Beach Harbor Club is an active and amenities-rich community with boat docks, a pool, a gym, private beach access, kayak storage, a ground-level storage closet for beach gear, a beautiful clubhouse and just upstairs from this unit is a wonderful rooftop deck for sunset viewing. No effort required to start living your beach life dream today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4704650
StatusActive
Year Built1970
Stories4
Total Rooms6
ConstructionBlock
RoofMembrane, Other
FoundationSlab
FacesNorthwest
SubdivisionBEACH HARBOR CLUB
CountySarasota
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryCommon Area, Electric Dryer Hookup, Laundry Room
WindowsShades
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony
Lot Size6.06 acres (263,990 sq ft)
Road SurfaceAsphalt
ViewGarden, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Public

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,347 / Monthly
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$2,828 (2025)
ZoningR6MX
Parcel #0002141009

Schools

ElementarySouthside Elementary
MiddleBooker Middle
HighBooker High

Directions

Gulf Drive to North entrance of community. 3802 is first building on right. Can park right as you pull in in two guest spots.

Location

3802 GULF OF MEXICO DRIVE UNIT A203, LONGBOAT KEY, FL 34228

Listing Information

OfficePREMIER SOTHEBY'S INTERNATIONAL REALTY
ListedSeptember 16, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in LONGBOAT KEY.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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