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$629,000

3907 ROLLING TERRACE LANE, VALRICO, FL 33596

Active5 days on market

Beds

4

Baths

3

Sq Ft

2,776 sq ft

Year Built

1993

Lot Size

0.38 acres

Garage

3

About This Property

Welcome to this beautifully maintained and updated Valrico home, ideally situated on a quiet cul-de-sac. This spacious 4-bedroom, 3-full-bath home offers an oversized flex/multi-generational room, 3-car garage, and wide 3-car driveway. Set on an impressive .38-acre fully fenced lot, this home is designed for exceptional Florida indoor-outdoor living. Enjoy generous side yards on both sides of the home plus ,two custom-tiled lanai areas wrapping around the pool, providing multiple spaces for entertaining, dining, and relaxing. A custom oversized pool cage completed in 2025 surrounds the sparkling pool. Tall sliding glass doors from multiple rear-facing rooms provide beautiful backyard views and seamless access to the pool and lanais. Professionally refreshed landscaping and updated exterior lighting enhance the curb appeal. Additional improvements include newer exterior paint, WiFi-enabled irrigation, a 2025 Culligan water softener, and recently trimmed trees. Double front doors welcome you into a spacious foyer and bright, open floor plan with soaring 10-foot ceilings. The front living room features tall windows with plantation shutters, while a formal dining room provides additional entertaining space. The completely refreshed kitchen features 42-inch Shaker cabinetry, Mona Lisa granite countertops, modern tile backsplash, updated lighting, stainless steel appliances, a brand-new refrigerator, abundant storage, and a separate walk-in pantry. A custom beverage station with its own refrigerator adds style and convenience. The kitchen opens to the great room with beautiful pool and backyard views. Luxury vinyl flooring, refreshed interior paint, and updated lighting enhance the bright, inviting feel throughout. The spacious primary suite has been tastefully refreshed with designer-inspired touches and features two walk-in closets, updated closet doors, new ceiling fan, and oversized sliders leading directly to the pool. The ensuite bath offers dual sinks and vanities, soaking tub, separate walk-in shower, updated faucets, and refreshed fixtures. Additional bedrooms are generously sized with excellent closet space. A standout feature is the oversized flex/multi-generational room, offering the potential for separate living quarters or a future in-law suite. Already equipped with its own thermostat, dedicated central HVAC unit, oversized walk-in closet, and fully opening tall sliders leading to the second tiled lanai, this versatile space is ideal for extended family, guests, a home office, media room, or additional living area. Additional features include a separate laundry room, newer Trane and Lennox HVAC system (2023) with two exterior units and two air handlers, updated faucets, ceiling fans, light fixtures, closet doors, and many additional improvements. Conveniently located near highly rated schools, shopping, dining, parks, and everyday conveniences along Lithia Pinecrest Road and Bloomingdale Avenue. Beautifully refreshed and thoughtfully designed, this impressive home combines a gorgeous kitchen, flexible multi-generational living, abundant storage, expansive outdoor space, double lanais, and a private resort-style pool oasis. **This home is sure to impress even the most discerning buyer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4704678
StatusActive
Year Built1993
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLITHIA RIDGE PH II
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecurityClosed Circuit Camera(s), Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Yard, Sliding Doors
Lot Size0.38 acres (4,054 sq ft)
Lot FeaturesCul-De-Sac, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$40 / Monthly
Senior CommunityNo

Financial Details

List Price$629,000
Annual Taxes$8,274 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U08302136S00000100031.0

Schools

ElementaryLithia Springs-HB
MiddleRandall-HB
HighBloomingdale-HB

Directions

Lithia Pinecrest to Lithia Ridge to Harrogate to Rolling Terrace.

Location

3907 ROLLING TERRACE LANE, VALRICO, FL 33596

Listing Information

OfficeRE/MAX PALM
ListedSeptember 1, 2026

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Home Price

$629,000

20% ($125,800)
6.75%

Loan Term

Principal & Interest$3,264
Property Tax (est.)$577
Insurance (est.)$150
Total Monthly$3,990
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $629,000 home in VALRICO.

🏛️

FHA Loan

$22,015 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 6, 2026.

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