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$594,900

2121 PALM TERRACE, SARASOTA, FL 34231

Active34 days on market

Beds

3

Baths

3

Sq Ft

1,681 sq ft

Year Built

1950

Lot Size

0.19 acres

Garage

1

About This Property

Some houses just have a vibe. This one has it in spades. Tucked away on a quiet dead-end street, this fully updated 3-bedroom, 3-bathroom mid-century modern home blends clean, classic lines with genuine personality — the kind of place that feels curated, not staged. Two of the three bedrooms come with their own ensuite baths, so privacy and convenience are built right in. Step inside and every detail has been thought through: newer appliances, custom closets throughout, and custom blinds that let in just the right amount of Sarasota sunshine. Out back, the good times continue. A permanent screened-in living space is made for long evenings, morning coffee, or watching the rain roll through without missing a beat. The yard is spacious and professionally landscaped, with pet turf that keeps things low-maintenance and always green — no mud, no fuss, just easy living. And then there's the bonus: a separate, private-entrance guest suite. Whether it becomes overflow space for visitors, a long-term income opportunity, or flexible living quarters for extended family, the possibilities are wide open — the layout gives you the freedom to decide what works best. Location seals the deal. This dead-end street offers a rare mix of privacy and convenience, with easy access to everything Sarasota living is known for — shopping, dining, culture, and the Gulf Coast lifestyle just minutes away. Homes that combine this level of updated detail with true flexible living space don't come around often in Sarasota's market. Come see what makes 2121 Palm Terrace special.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4704777
StatusActive
Year Built1950
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHARBOR OAKS
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Window Treatments
FlooringConcrete
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Whole House R.O. System
LaundryIn Kitchen
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Heat Pump

Exterior & Lot

ExteriorPrivate Yard
FencingWood
Other StructuresGuest House
Lot Size0.19 acres (8,138 sq ft)
Lot FeaturesLandscaped, Street Dead-End
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$594,900
Annual Taxes$5,120 (2025)
FinancingCash, Conventional
ZoningRSF3
Parcel #0075040060

Schools

ElementaryPhillippi Shores Elementary
MiddleSarasota Middle
HighRiverview High

Directions

South on 41 from Bee Ridge Road, right onto Palm Terrace. Home is on left

Location

2121 PALM TERRACE, SARASOTA, FL 34231

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedSeptember 2, 2026

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Home Price

$594,900

20% ($118,980)
6.75%

Loan Term

Principal & Interest$3,087
Property Tax (est.)$545
Insurance (est.)$150
Total Monthly$3,782
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $594,900 home in SARASOTA.

🏦

Conventional

$29,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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