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$399,000

8392 E 47TH ST CIRCLE, PALMETTO, FL 34221

3D Tour
Active45 days on market

Beds

3

Baths

3

Sq Ft

2,055 sq ft

Year Built

2004

Lot Size

0.18 acres

Garage

2

About This Property

MOTIVATED SELLER! All offers will be considered. BRAND New Price! Welcome home to this beautifully updated 3-bedroom, 2.5-bath, 2,055-square-foot home in Whitney Meadows, offering NO CDD and a LOW HOA! Thoughtfully maintained and updated, this home features whole-house Reece impact windows installed in 2024, including an impact-rated front entry door, providing added protection, energy efficiency and peace of mind. Step inside to an impressive great room with soaring 18-foot ceilings and upper and lower windows that fill the space with natural light. The primary suite is conveniently located on the main level and features a beautifully remodeled primary bath completed in 2025, with dual sinks, a custom-tiled walk-in shower and dual shower heads. The kitchen and dining area open through impact sliding glass doors to an expansive covered lanai—an ideal extension of the home’s living space and perfect for enjoying Florida’s indoor/outdoor lifestyle. Built in 2020 by CRA Aluminum, this generous outdoor space overlooks the fenced backyard, with fencing installed in 2022. Upstairs, you’ll find two additional bedrooms, a full bath and a spacious loft offering tremendous flexibility for a home office, media room, playroom, workout space or additional living area. Major improvements add even more value, including a new roof in 2020 with peel-and-stick underlayment, HVAC replaced in 2022, impact windows and impact sliding glass doors installed in 2024, and the primary bath remodel in 2025. Located in northeast Palmetto near rapidly growing Parrish, Whitney Meadows offers convenient access to an expanding selection of shopping, dining and everyday conveniences while keeping you within easy reach of everything the Gulf Coast lifestyle has to provide. Enjoy nearby parks, boating and beaches, head south to the shopping and dining at UTC, or take advantage of convenient access toward St. Petersburg and Tampa for professional sports, entertainment and more. With its desirable main-floor primary suite, dramatic ceilings, abundant natural light, oversized covered lanai and an impressive list of recent improvements, this home offers the Florida lifestyle with many of the big-ticket updates already completed.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4704904
StatusActive
Year Built2004
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWHITNEY MEADOWS
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, L Dining, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sliding Doors
FencingVinyl
Lot Size0.18 acres (7,678 sq ft)
Lot Dimensions7678 Units
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$550 / Semi-Annually
Senior CommunityNo

Financial Details

List Price$399,000
Original Price$424,900
Annual Taxes$1,848 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDR
Parcel #740904009

Directions

I-75 to ELLENTON EXIT SR 301 NORTH, TURN NORTH ONTO ERIE ROAD/SR-43. TURN LEFT INTO WHITNEY MEADOWS. LEFT AT STOP SIGN

Location

8392 E 47TH ST CIRCLE, PALMETTO, FL 34221

Listing Information

OfficeFINE PROPERTIES
ListedSeptember 4, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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How to Buy This Home

Multiple financing options available for this $399,000 home in PALMETTO.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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