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$585,000

2046 CORDES STREET, OSPREY, FL 34229

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,705 sq ft

Year Built

1998

Lot Size

0.27 acres

Garage

2

About This Property

Virtually Staged. Nature Lovers Paradise! Tucked along a tranquil creek with direct water access to the Gulf of Mexico, this elevated 1,705 sq ft home sits on almost a 12,000 sq ft lot offering the perfect blend of coastal adventure and peaceful natural surroundings. Launch your paddle craft right from the yard and paddle out to open water, or cast a line from your private fishing dock. The fishing here is easy and the setting couldn't be more scenic. The home offers 3 bedrooms and 2 baths, with the primary suite privately situated on the entire second floor featuring a spacious walk-in closet and abundant storage. Downstairs, heart pine flooring flows through the living area, warmed by a cozy wood-burning fireplace on cooler evenings. A screened wraparound porch on the first level extends your living space outdoors, ideal for morning coffee or evening breezes off the creek. This home is ready for your personal touch and is an incredible opportunity to update and build instant equity in a location that can't be replicated. The elevated design offers peace of mind along with sweeping views of the creek and surrounding woods. Outside, the yard is a true nature lover's dream--idyllic and alive with birdsong, from herons to osprey, all just steps from your door.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4705136
StatusActive
Year Built1998
Stories2
Total Rooms6
ConstructionBlock, Wood Frame, Wood Siding
RoofMetal
FoundationBlock
FacesNorth
SubdivisionCORDES COVE
CountySarasota
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Vaulted Ceiling(s)
FlooringEngineered Hardwood, Tile, Hardwood
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryIn Kitchen, Laundry Room
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorGarden, Private Yard, Rain Barrel/Cistern(s), Rain Gutters, Sliding Doors
Lot Size0.27 acres (11,909 sq ft)
Lot FeaturesFloodZone, Greenbelt, Street Dead-End
Road SurfaceAsphalt
ViewGarden, Park/Greenbelt, Trees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesCreek

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$585,000
Annual Taxes$3,227 (2025)
ZoningRSF2
Parcel #0142020050

Schools

ElementaryLaurel Nokomis Elementary
MiddleSarasota Middle
HighVenice Senior High

Directions

US 41 just south of McIntosh Rd and one block north of The Oaks.

Location

2046 CORDES STREET, OSPREY, FL 34229

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedSeptember 4, 2026

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Home Price

$585,000

20% ($117,000)
6.75%

Loan Term

Principal & Interest$3,035
Property Tax (est.)$536
Insurance (est.)$150
Total Monthly$3,722
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $585,000 home in OSPREY.

🏛️

FHA Loan

$20,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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