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$410,000

5918 OAK MILL TERRACE, PALMETTO, FL 34221

3D Tour
Active35 days on market

Beds

4

Baths

3

Sq Ft

2,166 sq ft

Year Built

2011

Lot Size

0.15 acres

Garage

2

About This Property

Beautifully maintained 4-bedroom, 2.5-bath home with a bonus office/den, tucked into the gated community of Old Mill Preserve. Pride of ownership shows throughout, from the perfectly manicured lawn to the move-in ready interior. With mature preserve trees along one side of the home, you'll have no neighbors on that side, plus a peaceful pond and preserve view from the back patio, family room, and primary bedroom. Inside, natural light fills the home throughout. The dining area and family room each open to the screened porch through sliding glass doors, creating an easy flow for relaxing or entertaining while taking in the water and preserve views. Upstairs, the primary suite offers the same gorgeous pond and preserve views, a spacious walk-in closet, and an ensuite bath with dual sinks, a garden tub, and an enclosed glass shower. A connected office/den off the primary suite makes a great home office or private sitting area. On the opposite side of the second floor, you'll find three additional bedrooms and a full bathroom with dual sinks, nicely separated from the primary suite for added privacy. The laundry room on the main floor also includes bonus storage tucked under the stairs. Recent updates include a new roof (2024), hurricane impact windows on the second floor (2025), and AC (2017), giving buyers extra peace of mind. Old Mill Preserve is a gated community with low HOA fees and no CDD, located just minutes from Virgil Mills Elementary, Buffalo Creek Middle School, Buffalo Creek Park, and Buffalo Creek Golf Course. You'll also have quick access to Publix, Aldi, Lowe's, HomeGoods, Crunch Fitness, and Ellenton Premium Outlets, plus easy access to US-301, I-75, and I-275 for a simple commute to Tampa, St. Petersburg, Sarasota, Lakewood Ranch, and beyond. With continued growth and new restaurants, shopping, and development coming to the Palmetto and Parrish area, this is a wonderful opportunity in a convenient, growing location. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4705175
StatusActive
Year Built2011
Total Rooms10
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationConcrete Perimeter
FacesWest
SubdivisionOLD MILL PRESERVE
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsShutters, Storm Window(s)
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Private Mailbox, Sliding Doors
Lot Size0.15 acres (6,543 sq ft)
Lot FeaturesConservation Area
Road SurfacePaved
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Public, Sewer Available, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$320 / Quarterly
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$430,000
Annual Taxes$2,445 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPDR
Parcel #720902509

Schools

ElementaryVirgil Mills Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

Take I-75 S toward Naples, Take exit 229, Turn left onto 97th St E/Moccasin Wallow Rd, Turn right onto Buffalo Rd/I-75 Frontage Rd, Turn left onto 69th St E, Turn right onto Old Mill Dr. Turn Right onto Water Mill St, Turn left onto 70th Dr E/Oak Mill Terrace, Destination will be on the left.

Location

5918 OAK MILL TERRACE, PALMETTO, FL 34221

Listing Information

OfficeLESLIE WELLS REALTY, INC.
ListedSeptember 12, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $410,000 home in PALMETTO.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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