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- Palmetto Homes for Sale
- 5918 OAK MILL TERRACE
$410,000
5918 OAK MILL TERRACE, PALMETTO, FL 34221
Beds
4
Baths
3
Sq Ft
2,166 sq ft
Year Built
2011
Lot Size
0.15 acres
Garage
2
About This Property
Beautifully maintained 4-bedroom, 2.5-bath home with a bonus office/den, tucked into the gated community of Old Mill Preserve. Pride of ownership shows throughout, from the perfectly manicured lawn to the move-in ready interior. With mature preserve trees along one side of the home, you'll have no neighbors on that side, plus a peaceful pond and preserve view from the back patio, family room, and primary bedroom. Inside, natural light fills the home throughout. The dining area and family room each open to the screened porch through sliding glass doors, creating an easy flow for relaxing or entertaining while taking in the water and preserve views. Upstairs, the primary suite offers the same gorgeous pond and preserve views, a spacious walk-in closet, and an ensuite bath with dual sinks, a garden tub, and an enclosed glass shower. A connected office/den off the primary suite makes a great home office or private sitting area. On the opposite side of the second floor, you'll find three additional bedrooms and a full bathroom with dual sinks, nicely separated from the primary suite for added privacy. The laundry room on the main floor also includes bonus storage tucked under the stairs. Recent updates include a new roof (2024), hurricane impact windows on the second floor (2025), and AC (2017), giving buyers extra peace of mind. Old Mill Preserve is a gated community with low HOA fees and no CDD, located just minutes from Virgil Mills Elementary, Buffalo Creek Middle School, Buffalo Creek Park, and Buffalo Creek Golf Course. You'll also have quick access to Publix, Aldi, Lowe's, HomeGoods, Crunch Fitness, and Ellenton Premium Outlets, plus easy access to US-301, I-75, and I-275 for a simple commute to Tampa, St. Petersburg, Sarasota, Lakewood Ranch, and beyond. With continued growth and new restaurants, shopping, and development coming to the Palmetto and Parrish area, this is a wonderful opportunity in a convenient, growing location. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take I-75 S toward Naples, Take exit 229, Turn left onto 97th St E/Moccasin Wallow Rd, Turn right onto Buffalo Rd/I-75 Frontage Rd, Turn left onto 69th St E, Turn right onto Old Mill Dr. Turn Right onto Water Mill St, Turn left onto 70th Dr E/Oak Mill Terrace, Destination will be on the left.
Location
5918 OAK MILL TERRACE, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$410,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $410,000 home in PALMETTO.
🏛️
FHA Loan
$14,350 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.