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$480,000

1872 STERN LANE, SARASOTA, FL 34240

3D Tour
Active33 days on market

Beds

3

Baths

3

Sq Ft

1,916 sq ft

Year Built

2024

Lot Size

0.09 acres

Garage

2

About This Property

**Live just moments from Waterside Place in Lakewood Ranch!** This beautifully designed 3-bedroom, 2.5-bath end-unit townhome in Nautique at Waterside offers 1,916 square feet of stylish, low-maintenance living in one of Sarasota’s most exciting locations. The open-concept main level is ideal for both everyday living and entertaining, while all three bedrooms are thoughtfully positioned upstairs for privacy. Enjoy the convenience of a 2-car garage, screened end unit lanai, and the ease of newer construction without waiting to build. Nautique residents enjoy a community pool with covered cabana, pickleball courts, playground and dog park, all within the highly desirable Waterside area. The real attraction is the location—Waterside Place is nearby with lakefront dining, shopping, entertainment, live music, the popular farmers market and year-round community events. Across the pedestrian bridge, Waterside Park offers eight acres of outdoor recreation with walking paths, volleyball, a splash pad, playground, exercise stations and more. **Enjoy the Lakewood Ranch lifestyle while keeping a Sarasota address—close to I-75, downtown Sarasota, UTC and the Gulf Coast beaches.**

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #A4705197
StatusActive
Year Built2024
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionNAUTIQUE/WATERSIDE
CountySarasota
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Porcelain Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Upper Level
WindowsBlinds
CoolingCentral Air
HeatingHeat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Entrance, Sidewalk
Lot Size0.09 acres (4,126 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$704 / Quarterly
Senior CommunityNo

Financial Details

List Price$480,000
Annual Taxes$4,708 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningVPD
Parcel #0194160116

Schools

ElementaryTatum Ridge Elementary
MiddleMcIntosh Middle
HighBooker High

Directions

I-75 to University Pkwy East. Right on Lakewood Ranch Blvd. Left on Blue Lake Rd. Left into Nautique at Waterside, then follow to Stern Ln and 1872 Stern Ln.

Location

1872 STERN LANE, SARASOTA, FL 34240

Listing Information

OfficeFINE PROPERTIES
ListedSeptember 4, 2026

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Home Price

$480,000

20% ($96,000)
6.75%

Loan Term

Principal & Interest$2,491
Property Tax (est.)$440
Insurance (est.)$150
Total Monthly$3,081
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $480,000 home in SARASOTA.

🏛️

FHA Loan

$16,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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