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$525,000

412 GOLDEN HARBOUR TRAIL, BRADENTON, FL 34212

3D Tour
Active1 days on market

Beds

4

Baths

2

Sq Ft

2,880 sq ft

Year Built

2006

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to this spacious 4-bedroom, 2-bath home with a BONUS LOFT, peaceful front lake views, and a private backyard in the sought-after gated community of Stoneybrook at Heritage Harbour. Major improvements provide added peace of mind, including a new tile roof (2025) with gutters and splash guards, hurricane-impact windows and front door, two HVAC systems (2020), water heater (2023), and new electrical panel (2025). Additional improvements include LED lighting throughout, updated light fixtures and ceiling fans, first-floor blinds, and a paver driveway and walkway providing handicap-accessible entry. An extended screened lanai with upgraded screening, pavers, French drains, and rock landscaping creates even more space to enjoy Florida's outdoor lifestyle. Stoneybrook offers resort-style amenities including a community pool, fitness center, clubhouse, tennis and pickleball courts, basketball, volleyball, bocce, cornhole, walking trails, playground, and dog park. The community is also home to an award-winning 18-hole golf course open for public play, with membership options available. Conveniently located less than three minutes from I-75, you'll have easy access to Sarasota's beaches, shopping, dining, and healthcare, as well as St. Petersburg, Tampa, and the greater Tampa Bay area.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4705309
StatusActive
Year Built2006
Total Rooms5
ConstructionBlock
RoofTile
FoundationBlock, Slab
FacesEast
SubdivisionSTONEYBROOK AT HERITAGE HARBOUR D-1
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral, Exhaust Fan

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Lot Size0.22 acres (9,622 sq ft)
Lot FeaturesLandscaped, Near Golf Course, Private, Sidewalk
Road SurfacePaved, Concrete
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$276 / Quarterly
Senior CommunityNo

Financial Details

List Price$525,000
Annual Taxes$7,208 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPDMU
Parcel #1102052309

Directions

Heritage Harbour entrance just east of I75 (exit 220). Follow straight thru to gate. They will ask address and your name or scan license. Once through the gate, make 2nd left on Brookfield Ter., Follow to Golden Harbour and turn left. Follow to 412.

Location

412 GOLDEN HARBOUR TRAIL, BRADENTON, FL 34212

Listing Information

OfficePREFERRED SHORE LLC
ListedSeptember 13, 2026

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Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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How to Buy This Home

Multiple financing options available for this $525,000 home in BRADENTON.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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