$234,999
3013 LIVE OAK LANE UNIT 31, PALMETTO, FL 34221
Beds
2
Baths
2
Sq Ft
1,253 sq ft
Year Built
1997
Lot Size
,
Garage
2
About This Property
Welcome to the desirable gated, waterfront golf community of Terra Ceia Bay, where a relaxed Florida lifestyle meets an abundance of amenities and activities. This charming 2-bedroom, 2-bathroom villa is ideally positioned on a corner lot in the peaceful upper northeast part of the community, offering a tranquil setting with plenty of privacy. Step inside and you’re welcomed by an inviting open-concept floor plan with soaring vaulted ceilings and an abundance of natural light. The spacious living and dining areas create a comfortable setting for entertaining guests or simply enjoying everyday Florida living. The well appointed kitchen offers plenty of workspace and storage, along with a convenient pantry and laundry closet. The generously sized primary suite continues the spacious feel with vaulted ceilings, two closets, and a private ensuite bathroom. The split-bedroom floor plan places the second bedroom and full bathroom toward the front of the villa, creating an ideal private retreat for guests. Extend your living space outdoors onto the expansive screened lanai a perfect spot to enjoy your morning coffee, unwind after a day on the course, or gather with friends and family while taking in the peaceful surroundings. A two-car garage adds valuable storage and everyday convenience. Life in Terra Ceia Bay is about more than just homeownership it’s about enjoying the Florida lifestyle. Residents have access to golf, tennis, pickleball, clubhouse amenities, social activities, and the community’s beautiful waterfront setting. When it’s time to explore, you’re conveniently located near Palmetto’s revitalized historic district, parks, Snead Island, Emerson Point Preserve, and major highways, making it easy to enjoy everything the area has in store. Come discover why Terra Ceia Bay is such a special place to call home and experience the relaxed, amenity rich Florida lifestyle you’ve been waiting for!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Follow US-41 BUS N to 23rd St W in Palmetto, At the traffic circle, take the 2nd exit, Continue on 23rd St W. Continue straight onto Terra Ceia, Turn right onto Terra Ceia Bay Cir, Turn left onto Live Oak Ln. Destination will be on the left.
Location
3013 LIVE OAK LANE UNIT 31, PALMETTO, FL 34221
Listing Information
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Preferred Time
Home Price
$234,999
Loan Term
How to Buy This Home
Multiple financing options available for this $234,999 home in PALMETTO.
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Conventional
$11,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.