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$475,000

17403 ESTES ROAD, LUTZ, FL 33548

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,920 sq ft

Year Built

2010

Lot Size

1.00 acres

Garage

3

About This Property

Welcome to this custom-built 3-bedroom, 2-bath home situated on a private, gated 1.02-acre lot in Lutz. Built in 2010, the home offers 1,920 sq ft of living space with a split-bedroom floor plan, oversized 3-car garage, screened patio, and expansive fenced yard surrounded by mature oak, palm, and avocado trees. The spacious kitchen features 42-inch cabinetry, granite countertops, stainless steel appliances, breakfast bar, and ample storage. The primary suite includes a walk-in closet, dual-sink granite vanity, Jacuzzi soaking tub, and separate tiled shower. Major improvements include a new roof (2023), impact Low-E windows (2019), and updated water filtration, well pump, and pressure tank (2024). With NO HOA and NO deed restrictions, there is plenty of space for RV/boat parking, a future pool, or additional outdoor amenities.Just half a block from picking your own strawberries at Weck Farm and located in the Steinbrenner High School district with convenient access to US-41, I-275, I-75, Veterans Expressway, shopping, dining, and everyday conveniences. Zoned ASC-1; property cannot currently be subdivided. Additional corner lot also available for sale, ready to build your new home or multigenerational compound!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4705551
StatusActive
Year Built2010
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace, Stem Wall
FacesSouth
SubdivisionUNPLATTED
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Other, Private Mailbox, Rain Gutters
Lot Size1.00 acres (44,431 sq ft)
Road SurfaceAsphalt, Paved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Street Lights, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$475,000
Annual Taxes$4,043 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningASC-1
Parcel #U242718ZZZ00000063230.0

Directions

From SR 54 and US-41, head south on US-41. Turn right onto Warren Rd, then left onto Estes Rd. Property will be on the left.

Location

17403 ESTES ROAD, LUTZ, FL 33548

Listing Information

OfficeSAVVY AVENUE, LLC
ListedSeptember 9, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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How to Buy This Home

Multiple financing options available for this $475,000 home in LUTZ.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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