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$390,000

1309 WATER OAK WAY N, BRADENTON, FL 34209

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,813 sq ft

Year Built

1980

Lot Size

0.19 acres

Garage

2

About This Property

Welcome to The Oaks! This beautifully updated 3-bedroom, 2-bath home offers a comfortable, well-designed living space in an established Bradenton community. Inside, you’ll find a remodeled kitchen (2018) and bathrooms, each bedroom closet has been designed as California Closets, spacious living areas, and a bright, inviting floor plan that is ready for its next owner. The home has been thoughtfully improved while maintaining a comfortable Florida feel throughout. Major upgrade in (2021) were the hurricane-impact Windows, French doors, Front Door and three sets of sliding glass doors, providing added protection, energy efficiency, and peace of mind during Florida storm season. An attached two-car garage provides plenty of room for vehicles, storage, and everyday convenience. Outdoor living is another highlight, with generous hardscaped areas offering plenty of space for relaxing, entertaining, grilling, or simply enjoying Florida’s year-round outdoor lifestyle. The Oaks is a land condominium community, meaning you own your land along with your home while enjoying the advantages of condominium-style community living. With 3 bedrooms, 2 baths, an updated kitchen and baths, metal roof, hurricane-impact windows and sliders, two-car garage, and extensive outdoor living areas, this home combines many of the features Florida buyers are looking for in one attractive package.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4705658
StatusActive
Year Built1980
Total Rooms7
ConstructionHardiPlank Type, Wood Frame
RoofMetal
FoundationSlab
FacesWest
SubdivisionTHE OAKS PH 2
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Laminate, Luxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsENERGY STAR Qualified Windows, Insulated Windows, Low-Emissivity Windows, Storm Window(s), Thermal Windows
CoolingCentral Air
HeatingCentral, Electric
SecurityFire Alarm, Security System

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Private Mailbox, Private Yard, Sliding Doors
Lot Size0.19 acres (8,530 sq ft)
Lot FeaturesIn County, Landscaped, Level, Unincorporated
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$390,000
Annual Taxes$4,876 (2025)
FinancingCash, Conventional
ZoningPDR
Parcel #3938211400

Schools

ElementaryPalma Sola Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

Manatee Avenue to 59th Street W, Turn SOUTH (toward Cortez) - Right on Oaks Blvd. (across from Meadowncroft) continue to stop sign- turn right onto Water Oak Way N., 1309 will be the third home on the right. Please use driveway. Front Door is around to the left side of home (when facing the home). Coded Lock on front door

Location

1309 WATER OAK WAY N, BRADENTON, FL 34209

Listing Information

OfficeMEDWAY REALTY
ListedSeptember 10, 2026

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Home Price

$390,000

20% ($78,000)
6.75%

Loan Term

Principal & Interest$2,024
Property Tax (est.)$358
Insurance (est.)$150
Total Monthly$2,531
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $390,000 home in BRADENTON.

🏦

Conventional

$19,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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