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$439,900

1126 CARMELLA CIRCLE, SARASOTA, FL 34243

3D Tour
Active27 days on market

Beds

3

Baths

2

Sq Ft

1,836 sq ft

Year Built

1963

Lot Size

0.36 acres

Garage

—

About This Property

Virtually Staged. Welcome to 1126 Carmella Circle, a spacious Sarasota pool home offering three bedrooms, two full bathrooms, and a versatile flex room that can serve as a home office, den, hobby room, or additional living space. Step outside to enjoy the private 18,000-gallon swimming pool, ranging from approximately 2 to 8 feet in depth, along with an expansive yard, patio, pergola, and peaceful garden area with irrigation. A dedicated fire-ring area provides another inviting place to relax or entertain. The property’s setting offers added separation from neighboring residential homes along the rear boundary. With no HOA or CDD fees, you will have greater flexibility to enjoy and personalize the property. Conveniently situated near shopping, dining, recreation, and Sarasota-area attractions, this home blends indoor comfort with the Florida outdoor lifestyle. Buyer to confirm room sizes. Home is virtually staged. Flood Zone X with small portion of Garage door AE home has never flooded or had water intrusion there.. Fireplace is decorative and sealed from outside. This property qualifies for a lender credit when using preferred lender Colonial Mortgage. Inquire for details.”

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4705808
StatusActive
Year Built1963
Stories1
Total Rooms5
ConstructionConcrete
RoofMembrane, Shingle
FoundationSlab
FacesSoutheast
SubdivisionWHITFIELD COUNTRY CLUB HEIGHTS UN 3
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
FlooringPorcelain Tile, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard, Storage
Lot Size0.36 acres (15,629 sq ft)
Lot Dimensions77 x 203
Road SurfaceConcrete

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground, Tile

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$439,900
Annual Taxes$1,852 (2025)
ZoningRSF3
Parcel #6602700004

Directions

From 15th Street East, travel west on 63rd Avenue East. Turn left onto 9th Street East, then turn left onto Wilmerling Avenue. Turn right onto Carmella Circle. The home will be on the left at 1126 Carmella Circle.

Location

1126 CARMELLA CIRCLE, SARASOTA, FL 34243

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 11, 2026

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Home Price

$439,900

20% ($87,980)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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How to Buy This Home

Multiple financing options available for this $439,900 home in SARASOTA.

🏛️

FHA Loan

$15,397 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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