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$489,900

3453 GULF OF MEXICO DRIVE UNIT 242, LONGBOAT KEY, FL 34228

Active21 days on market

Beds

1

Baths

1

Sq Ft

528 sq ft

Year Built

1960

Lot Size

—

Garage

—

About This Property

Sea Horse is a resort community on the Gulf of Longboat Key and this unit offers a large balcony with sweeping views of the Gulf, beach, pool and epic Longboat Key sunsets. Unit 242 is a deluxe 1 bedroom with an open kitchen, dining room and living for guests to gather and a private bedroom with ensuite. The living room and bedroom share the balcony. As a resort, the on-site management office handles your rentals, maintenance, and guest needs. Parking is limited to one car for this unit. This is a quality investment property and rental projections are available upon request, but also consider this your little oasis to visit, enjoy and when you leave it's taken care of.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4706004
StatusActive
Year Built1960
Stories2
Total Rooms4
ConstructionBlock
RoofConcrete
FoundationSlab
FacesSouthwest
SubdivisionSEA HORSE BEACH RESORT
CountySarasota
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Lighting, Sidewalk, Sliding Doors
Road SurfaceAsphalt
ViewPool, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$489,900
Annual Taxes$5,127 (2025)
ZoningR4MX
Parcel #0003152027

Schools

ElementarySouthside Elementary
MiddleBooker Middle
HighBooker High

Directions

Sea Horse Beach Resort is located in the Sarasota County of Longboat Key just north of Bay Isles Parkway/Publix on the Gulf side. The unit is on the second floor. There is no elevator or assigned parking.

Location

3453 GULF OF MEXICO DRIVE UNIT 242, LONGBOAT KEY, FL 34228

Listing Information

OfficeMICHAEL SAUNDERS & COMPANY
ListedSeptember 15, 2026

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Home Price

$489,900

20% ($97,980)
6.75%

Loan Term

Principal & Interest$2,542
Property Tax (est.)$449
Insurance (est.)$150
Total Monthly$3,141
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $489,900 home in LONGBOAT KEY.

🏛️

FHA Loan

$17,147 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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