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$460,000

1017 77TH STREET E, PALMETTO, FL 34221

3D Tour
Active32 days on market

Beds

3

Baths

2

Sq Ft

1,176 sq ft

Year Built

2001

Lot Size

1.00 acres

Garage

,

About This Property

ONE ACRE OF FLORIDA FREEDOM REDUCED! Welcome to 1017 77th St. E. in Palmetto, where space, privacy, and opportunity come together. Situated on a full acre, this 3-bedroom, 2-bath home offers the perfect setting for those looking for room to spread out while still being conveniently located near everything Palmetto and the surrounding areas have to offer. The home features a functional 3-bedroom, 2-bath layout with plenty of potential to make it your own. Outside, the one-acre property provides abundant space for entertaining, gardening, pets, recreational equipment, or creating your own private outdoor retreat. With this much land, there is room to enjoy the Florida lifestyle without feeling confined by a typical subdivision lot. Whether you're looking for a primary residence, investment opportunity, or a property with room for your future plans, this one-acre parcel offers possibilities that are hard to find. Conveniently located with easy access to shopping, dining, schools, major roadways, and the beautiful Gulf Coast. If you've been searching for a home with land and the freedom that comes with it, this Palmetto property is worth a look!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4706087
StatusActive
Year Built2001
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTERRA CEIA BAY NORTH
CountyManatee
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor
FlooringHardwood
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Private Mailbox, Private Yard, RV Hookup, Storage
Lot Size1.00 acres (43,560 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$460,000
Original Price$469,000
Annual Taxes$1,164 (2025)
ZoningA1/CH
Parcel #2074100109

Directions

From US 41 South, make a right on Bayshore Rd, head south, make a left on 77th St. E., home is 2nd on the left.

Location

1017 77TH STREET E, PALMETTO, FL 34221

Listing Information

OfficeLESLIE WELLS REALTY, INC.
ListedSeptember 18, 2026

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Home Price

$460,000

20% ($92,000)
6.75%

Loan Term

Principal & Interest$2,387
Property Tax (est.)$422
Insurance (est.)$150
Total Monthly$2,959
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How to Buy This Home

Multiple financing options available for this $460,000 home in PALMETTO.

🏛️

FHA Loan

$16,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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