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$199,900

642 N JEFFERSON AVENUE UNIT 13, SARASOTA, FL 34237

Active14 days on market

Beds

2

Baths

2

Sq Ft

924 sq ft

Year Built

1998

Lot Size

3.78 acres

Garage

—

About This Property

Virtually Staged. Welcome to 642 N Jefferson Ave, a 2-bedroom, 2-bath condo in Bermuda Park offering a spacious layout, vaulted ceilings, a private screened lanai, and no rear neighbors—all just minutes from Downtown Sarasota. Located in one of the newer buildings in the community, this condo features an open-concept living area with abundant natural light and two new PGT windows. The kitchen includes stainless steel appliances, ample cabinet space, and a breakfast bar that opens to the main living area. In-unit laundry, two reserved parking spaces, and additional guest parking add everyday convenience. The screened lanai overlooks peaceful greenspace with no buildings directly behind the unit, providing added privacy in a central Sarasota location. Enjoy quick access to Downtown Sarasota, shopping, dining, St. Armands Circle, Lido Beach, and Sarasota’s arts and entertainment. The free Breeze Trolley provides another convenient way to explore the area.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4706344
StatusActive
Year Built1998
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionBERMUDA PARK
CountySarasota
OwnershipCondominium

Interior Features

InteriorLiving Room/Dining Room Combo, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringBamboo, Laminate, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSidewalk
Lot Size3.78 acres (164,502 sq ft)
Road SurfaceAsphalt
ViewPark/Greenbelt, Trees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$199,900
Annual Taxes$1,944 (2025)
FinancingCash, Conventional, FHA
ZoningRMF2
Parcel #2028071013

Schools

ElementaryTuttle Elementary
MiddleBooker Middle
HighBooker High

Directions

From Fruitville and I75 head west for approximately 3.5miles, take a right hand turn onto N Jefferson Ave. in about .3 miles turn right into Bermuda Park.

Location

642 N JEFFERSON AVENUE UNIT 13, SARASOTA, FL 34237

Listing Information

OfficeKELLER WILLIAMS ISLAND LIFE REAL ESTATE
ListedSeptember 22, 2026

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Home Price

$199,900

20% ($39,980)
6.75%

Loan Term

Principal & Interest$1,037
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,370
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $199,900 home in SARASOTA.

🏛️

FHA Loan

$6,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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