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$679,900

28 SEASIDE COURT, HOLMES BEACH, FL 34217

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,050 sq ft

Year Built

1964

Lot Size

0.05 acres

Garage

—

About This Property

WATERFRONT VALUE ON ANNA MARIA ISLAND! This beautifully updated 2-bedroom, 2-bath villa offers waterfront living, weekly rental potential, and a long list of significant 2023–2025 improvements. Whether you're looking for an income-producing investment, second home, or island getaway, this turnkey furnished property offers an opportunity to own on Anna Maria Island without the price point of many larger waterfront homes. The kitchen was completely remodeled in 2025 with all-new cabinetry, granite countertops, and new stainless-steel appliances including a range, dishwasher, refrigerator, and microwave. The laundry and utility areas were also updated in 2025 with a new water heater, washer, dryer, and doors. Both bathrooms have been updated, including a new walk-in shower, toilet, and vanity in the guest bath, plus a new vanity and toilet in the primary bath. The home also features Back hurricane-impact windows and doors, providing an important upgrade for coastal living. Major infrastructure improvements include updated electrical and plumbing in 2025. The electrical system was brought up to current standards with a completely updated breaker box, while plumbing was relocated out from the ground level. A new plumbing liner was installed throughout the kitchen, laundry, hallway, and both bathrooms. Outside, enjoy your waterfront setting with a new seawall installed in 2023 and space for a boat, kayaks, paddleboards, or other water toys. A private parking area provides room for two cars, while a storage shed offers additional space for beach gear, bikes, and outdoor equipment. The property is being sold fully furnished and turnkey, with future rental bookings already in place. Located in a weekly rental zone, it offers flexibility for an investor seeking rental income or a second-home owner who wants to enjoy the property while offsetting ownership costs through rentals. Holmes Beach also offers an exceptional array of nearby public recreational amenities, including a dog park, pickleball courts, tennis courts, boat launch area, ball fields, basketball area, outdoor fitness equipment, and children's play areas, all available for public use at no additional cost. A rare combination of waterfront living, extensive recent updates, weekly rental potential, private parking, storage, and recreational amenities makes this an appealing opportunity for buyers looking for an attainable way to own on Anna Maria Island.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #A4707029
StatusActive
Year Built1964
Stories1
Total Rooms6
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionSEASIDE GARDENS REP
CountyManatee
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsThermal Windows, Window Treatments
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorGarden, Hurricane Shutters, Storage
Lot Size0.05 acres (2,222 sq ft)
Lot FeaturesNear Golf Course, Near Marina, Near Public Transit, Street Dead-End
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Canal Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Public

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$150 / Monthly
Senior CommunityNo

Financial Details

List Price$679,900
Annual Taxes$9,682 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #7250400004

Schools

ElementaryAnna Maria Elementary
MiddleMartha B. King Middle
HighManatee High

Directions

GULF DR MARINA DR TO 63RD RO LEFT ON TO SEASIDE CRT.

Location

28 SEASIDE COURT, HOLMES BEACH, FL 34217

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedSeptember 24, 2026

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Home Price

$679,900

20% ($135,980)
6.75%

Loan Term

Principal & Interest$3,528
Property Tax (est.)$623
Insurance (est.)$150
Total Monthly$4,301
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $679,900 home in HOLMES BEACH.

🏛️

FHA Loan

$23,797 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$33,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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