$400,000
7116 FERN GARDEN COURT, SUN CITY CENTER, FL 33573
Beds
5
Baths
3
Sq Ft
2,949 sq ft
Year Built
2022
Lot Size
0.14 acres
Garage
2
About This Property
Virtually Staged. There is an ease to Florida living here—sunlit rooms, unhurried afternoons, and a home that welcomes both quiet mornings and lively gatherings. Nestled in Cypress Mills, this move-in-ready residence offers five bedrooms plus an upstairs loft, along with a bonus downstairs office/den for work, reading, or a quieter sitting room. Inside, the open-concept layout flows with calm continuity, inviting conversation from kitchen to living areas. Thoughtful updates and careful upkeep make the transition seamless. Solar panels add a practical luxury of their own, harnessing Florida’s abundant sunshine to help lower energy costs, ease the monthly budget, and bring a more sustainable rhythm to everyday living. A fully fenced backyard offers a private outdoor retreat for year-round enjoyment. Residents of Cypress Mills enjoy a clubhouse, resort-style pool with splash pad, fitness center, tennis and basketball courts, walking trails, a dog park, and playgrounds. Shopping and groceries are minutes away, with easy access to I-75, US-41, and US-301 across the Tampa Bay area. Comfort, style, and low-maintenance living—without sacrificing a sense of place.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
If coming from US 301 (east):Head west on SR 674 / Sun City Center Blvd. Turn right (north) onto Cypress Village Blvd. Follow the same internal streets as above to King Creek Drive and then Fern Garden Court.
Location
7116 FERN GARDEN COURT, SUN CITY CENTER, FL 33573
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$400,000
Loan Term
How to Buy This Home
Multiple financing options available for this $400,000 home in SUN CITY CENTER.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.