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$634,900

5855 MIDNIGHT PASS ROAD UNIT 221, SARASOTA, FL 34242

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,152 sq ft

Year Built

1976

Lot Size

8.71 acres

Garage

—

About This Property

Beautiful turnkey 2-bedroom 2 bath condo in Harbor Towers! All new hurricane windows, window shades, new plumbing for entire home and hot water heater 2025. Master bedroom has walk in closet, renovated bath with floating vanity and tub/ shower combo. Second bedroom is large with lots of windows and connected bath with tub / shower and floating vanity. Dining room and Living room combo with open floor plan. Hurricane windows across the entire front of condo give lots of sun and nice view of the lake. This unit includes a covered parking spot ($15.000 value). Rental income is very strong with on-site management. Unit currently rented Feb 13, 2027- March 20th, 2027. Great rental Income! This property features many amenities, including, heated pool with kiddie pool, 2 BBQ areas, social room with renovated kitchen, Har-Tru tennis courts, fitness room, kayak storage, harbor with boat slip rental. Close proximity to Siesta Key beach. Harbor Towers also offers one of the lower HOA fees on the key for all that is included.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #A4707649
StatusActive
Year Built1976
Stories1
Total Rooms5
ConstructionBlock, Brick, Concrete
RoofBuilt-Up, Membrane
FoundationSlab
FacesWest
SubdivisionHARBOR TOWERS Y & R
CountySarasota
OwnershipCondominium
FurnishedTurnkey

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony
Lot Size8.71 acres (379,444 sq ft)
Road SurfaceAsphalt
ViewGarden, Water
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Public

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$634,900
Annual Taxes$5,565 (2025)
FinancingCash, Conventional, FHA
ZoningRMF3
Parcel #0105134043

Schools

ElementaryPhillippi Shores Elementary
MiddleBrookside Middle
HighSarasota High

Directions

From either bridge, take Midnight Pass to 5855 MPR

Location

5855 MIDNIGHT PASS ROAD UNIT 221, SARASOTA, FL 34242

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 1, 2026

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Home Price

$634,900

20% ($126,980)
6.75%

Loan Term

Principal & Interest$3,294
Property Tax (est.)$582
Insurance (est.)$150
Total Monthly$4,026
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $634,900 home in SARASOTA.

🏛️

FHA Loan

$22,222 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$31,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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