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$190,000

5619 BAYSHORE ROAD UNIT 115, PALMETTO, FL 34221

3D Tour
Active4 days on market

Beds

2

Baths

2

Sq Ft

1,040 sq ft

Year Built

1977

Lot Size

0.08 acres

Garage

,

About This Property

55+ TERRA CEIA MANOR CO-OP. 2BR/2BA/Fam. Rm./Fla. Rm./Workshop/Carport. TURNKEY FURNISHED! Expansive Open-Concept Living Rm., Dining Area, & Kitchen to enjoy with family or guests. Dining Area features built-in cabinets/tasteful chair railing. Bright Custom Kitchen: Stainless Steel Appliances> Convection Oven that includes induction cooktop, D/W, Microwave, French Dr. Refrigerator with ice/water in door, Wine/drink Refrigerator. Large Island with stainless steel sink and room for bar stools and eating area. Above island is designer pendant lighting and a skylight. Loads of cabinets and drawers. Quartz countertops. Glass tile backsplash. Beadboard walls. Owner's suite has built -in cabinets, bright beautiful lighting, desk, and THREE CLOSETS. Spacious Laundry Rm./Storage Opens to the En-suite Owner's suite which has a walk-in shower with frameless glass doors. Guest Bedroom has built-in cabinets, desk and a huge closet. Bathroom #2 is tub/shower combo. Fla. Room has vinyl windows. Off the Fla. Rm you will find extra storage, a mud sink and built-in cabinets. Workshop off carport. Centrally located to downtown Palmetto and Bradenton, Sarasota, I-75, St. Pete, Tampa, cultural events, shopping, airports, Outlet Mall, UTC Mall, and so much more.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #A4707714
StatusActive
Year Built1977
Total Rooms8
ConstructionVinyl Siding
RoofMembrane, Metal
FoundationCrawlspace
FacesNorth
SubdivisionTERA CEIA MANOR CO-OP
CountyManatee
OwnershipCo-op
FurnishedTurnkey

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Chair Rail, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Skylight(s), Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting
FencingChain Link
Lot Size0.08 acres (3,611 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$188 / Monthly
Senior CommunityYes

Financial Details

List Price$190,000
Annual Taxes$2,322 (2025)
ZoningRSMH6
Parcel #2243620750

Directions

US HWY 41 North thru downtown Palmetto then Left onto Bayshore Rd. Follow street to Terra Ceia Manor...Entry on the Left. At stop sign turn Left and follow around to Lot 115 on the Left.

Location

5619 BAYSHORE ROAD UNIT 115, PALMETTO, FL 34221

Listing Information

OfficeRE/MAX ALLIANCE GROUP
ListedOctober 2, 2026

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Home Price

$190,000

20% ($38,000)
6.75%

Loan Term

Principal & Interest$986
Property Tax (est.)$174
Insurance (est.)$150
Total Monthly$1,310
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How to Buy This Home

Multiple financing options available for this $190,000 home in PALMETTO.

🏛️

FHA Loan

$6,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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